① 鍏绉閲戜竴涓鏈堣兘鎶靛氬皯鎴胯捶
涓銆佸叕绉閲戞姷鎵ｆ埧璐风殑閲戦濇槸娌℃湁闄愬埗鐨勶紝鍙瑕佸叕绉閲戣处鎴蜂綑棰濆厖瓒筹紝閭ｄ箞褰撴湀鎴胯捶鍙鍏ㄩ儴浠庡叕绉閲戣处鎴蜂腑鎵ｉ櫎銆
1銆佷緥濡傛煇鍊熸句汉鍏绉閲戣处鎴蜂腑鏈2涓囦綑棰濓紝姣忔湀鏈堜緵涓3500鍏冿紝閭ｄ箞鍓5涓鏈堢殑鎴胯捶鍙鍏ㄩ儴浣跨敤鍏绉閲戣处鎴蜂綑棰濇姷鎵ｏ紝鍒扮6涓鏈堟椂锛岃处鎴蜂綑棰濅粎鍓2500鍏冿紝閭ｄ箞鍓╀綑1100鍏冿紙鍏绉閲戣处鎴蜂細淇濈暀100鍏冧綑棰濓級灏遍渶瑕佷粠杩樻鹃摱琛屽崱涓鎵ｉ櫎銆
2銆佸綋鐒讹紝鍦ㄥ疄闄呯敓娲讳腑锛屽熸句汉鐨勫叕绉閲戜綑棰濅細闅忎紒涓氶愭湀缂寸撼鑰屼笉鏂澧炲姞锛屾墍浠ュ疄闄呭彲鎶垫墸鏈堜唤浼氳秴杩5涓鏈堛傚綋鍏绉閲戣处鎴蜂綑棰濈敤瀹屽悗锛岄摱琛屼細鑷鍔ㄤ粠杩樻鹃摱琛屽崱涓鍒掓撅紝鑰屽綋鍏绉閲戣处鎴锋湁鏂板叆璐︾殑浣欓濇椂锛岄摱琛岄氬父涔熶細浼樺厛鎵ｉ櫎璐︽埛浣欓濓紝涓嶈冻閮ㄥ垎鍐嶄粠閾惰屽崱涓琛ユ墸銆
鎷撳睍璧勬枡
涓銆佺敤鍏绉閲戝伩杩樻寜鎻璐锋鹃氬父鏈変袱绉嶆柟寮忥紝濡備笅鎵绀猴細
1.涓娆℃ц繕娆炬柟寮忥細鎸囨瘡骞翠粠鍙楁墭閾惰屾彁鍙栦竴娆′綇鎴垮叕绉閲戣处鎴蜂綑棰濓紝涓娆℃у伩杩樿捶娆炬湰閲戯紝杩樻惧悗鏍规嵁鍓╀綑璐锋炬湰閲戝拰杩樻炬湡闄愰噸鏂拌＄畻姣忔湀杩樻鹃濄備竴娆℃ц繕娆惧悗锛屾瘡鏈堣繕娆鹃渶瑕佷娇鐢ㄥ㈡埛鐨勮嚜鏈夎祫閲戯紝鑰屼笉鏄鍏绉閲戣处鎴蜂腑鐨勮祫閲戯紱
2.姣忔湀杩樿捶鏂瑰紡锛氭寚姣忔湀鐩存帴浠庡㈡埛鍏绉閲戣处鎴蜂腑鎻愬彇鏈鎭鍋胯繕褰撴湀璐锋剧殑鏂瑰紡銆傚綋鎻愬彇鐨勫叕绉閲戦噾棰濅笉瓒虫椂锛屽㈡埛搴斿強鏃惰ˉ瓒宠繕娆鹃噾棰濄傝繖绉嶆柟娉曚笉浠呭彲浠ュ啿鎶靛叕绉閲戣捶娆炬湰鎭锛岃繕鍙浠ュ啿鎶靛晢涓氳捶娆炬湰鎭銆
璇风敤鎴锋敞鎰忥紝濡傛灉閫夋嫨涓娆℃ц繕娆炬柟寮忥紝涓嶈兘閫夋嫨鎸夋湀杩樻炬柟寮忥紝鍙鑳介夋嫨涓ょ嶈繕娆炬柟寮忎腑鐨勪竴绉嶃
浜屻佷綇鎴垮叕绉閲戞姷鎴胯捶璁＄畻鏂规硶锛
1銆佺瓑棰濇湰鎭璁＄畻鍏寮忥細姣忔湀杩樻鹃=璐锋炬湰閲*鏈堝埄鐜*(1+鏈堝埄鐜)^璐锋炬湀鏁/[(1+鏈堝埄鐜)^璐锋炬湀鏁-1]銆
2銆佺瓑棰濇湰閲戣＄畻鍏寮忥細姣忔湀杩樻鹃=璐锋炬湰閲/璐锋炬湀鏁+(璐锋炬湰閲-宸茶繕璐锋炬湰閲)*鏈堝埄鐜囥