1. 麻煩幫我翻譯成中文!!
率下降了，馬刺也跌了
30年固定利率抵押貸款，跌破4%點，可能引發的再融資繁榮
同許多借款人誰已經採取了利用最低的利率。
根據一項調查由瑞士信貸集團在星期四，貸款人提供一個平均速度
3.91%個30年固定利率抵押貸款借款人支付」，「或費用，價值1%的
貸款余額。
威爾斯法戈公司的廣告在其網站上星期五下午3.875%率在30年固定利率
抵押，收費1%的貸款。
抵押貸款利率在過去的這個星期後，美聯儲星期三宣布
開始春耕從其投資組合的價值885000000000美元的政府貸款債券
反抵押貸款。造成集會在抵押貸款市場，因為美聯儲的行動，消除了
風險，中央銀行會被迫出售其抵押貸款再融資增加。
抵押貸款已很少便宜。1961美國國家經濟研究所
研究表明，貸款給二戰老兵在1940年代後期可用4%
率。
超過60%的借款人有30年固定利率抵押貸款可以減少他們的抵押貸款利率
一個百分點，從42%月初威嚴的，根據瑞士信貸。
2. 請教：信貸余額和貸款余額各是什麼意思,他們之間的區別。（銀行內貸款系統）
通常講的信貸余額指的是銀行給你的一個授信額度，你用了一部分，剩下的那一部分就是信貸余額。貸款余額是你在銀行貸款後，可能有還貸，實際還剩下的貸款數量，也就是你還欠銀行多少錢。授信額度=信貸余額+貸款余額。
打個比方，銀行根據你的年收入、家庭情況、負債情況、徵信情況等等給你核一個30萬元的額度（也就是你最高可以在該行貸出30萬元），然後你獲得30萬元，期間你還貸5萬元，那麼你的貸款余額就是30-5=25萬元，即你實際欠了銀行多少錢；信貸余額就是你還清的那一部分5萬元。如果你沒有還貸，貸款余額就是30，信貸余額0萬元。 范圍不同。貸款的范圍要廣一些，它包括了抵押貸款、無抵押貸款兩大類；而信貸僅指無抵押貸款，也就是說，借款人申請貸款無需提供抵押擔保，憑借個人信用向貸款機構申請貸款。
風險不同。因為信貸是在無抵押的情況下放款，所以貸款機構承擔的風險較大；而貸款涉及到抵押貸款，也就是說，借款人辦理抵押貸款時，需要提供符合貸款機構要求的抵押物作擔保，在這種情況下，貸款機構承擔的風險就要小很多。
貸款利率不同。與貸款中的抵押貸款相比，信貸的貸款利率要高很多。
拓展資料
信貸是體現一定經濟關系的不同所有者之間的借貸行為，是以償還為條件的價值運動特殊形式，是債權人貸出貨幣，債務人按期償還並支付一定利息的信用活動。貸款是銀行或其他金融機構按一定利率和必須歸還等條件出借貨幣資金的一種信用活動形式。
信貸不是指信用貸款。「信用貸款」中的信用是狹義的信用，是指不提供擔保（擔保分為保證、抵押、質押），而單純憑借信譽而取得。而信貸里的「信」，是指借貸行為，與是否提供擔保無關。之所以被稱為「信貸」，是因為無論提不提供擔保，這都是一種信用活動，借貸雙方都要以「信用」作為基礎，其特點是以收回為條件的付出。
3. 金融機構各項貸款余額是什麼意思
金融機構發放的各項貸款的期末合計數 ，如年末數、季度末數和月末數等
4. 海南省銀行機構本外幣貸款余額用英語怎麼翻譯
Local and foreign payment balance of Banking institutions , HaiNan Province,
5. 金融機構各項貸款余額是什麼意思
金融機構各項存貸款余額指某一時點金融機構存款金額與金融機構貸款金額。其中金融機構主要包括商業銀行和政策性銀行、非銀行信貸機構和保險公司。
金融機構貸款是指：企業向商業銀行和非銀行金融機構借入的資金。其中商業銀行是國家金融市場的主體，資金雄厚可向企業提供長期貸款和短期貸款，因此商業銀行貸款是企業負債經營時採用的主要籌資方式。
6. 請幫我翻譯幾個單詞：小買家， 打包信用證， 出口押匯，預付貨款，貸款余額
小買家purchaser for small amount of goods
打包信用證，packing L/C
出口押匯，Import Bill Advance
預付貨款，down payment
貸款余額 balance of the loan （只有這個不太確定。。。。）
希望能幫到你 呵呵
7. 幫忙翻譯一篇關於銀行的文章啊！
Shanghai Countryside Commercial bank is in the whole city 1 city association society, 14 area county federations of communes, 219 credit association's foundation the whole remanufacture be established joint stock system commercial bank, its origin may trace to the 20th century 50's China countryside cooperativization movement initial period, until now already some 50 remaining years of life history.
After the long-term development and several generation of agricultural letter person's unceasing endeavor, Shanghai Countryside Commercial bank already became the Shanghai rural finance the important constituent, was Shanghai has one of influence financial organs.At present, Shanghai Countryside Commercial bank has business mesh point 330, the staff total approximately 4000 people.Up to August 22, 2005, the Shanghai Countryside Commercial bank total property 116,000,000,000 Yuan, each deposit remaining sum amounts to 96,800,000,000 Yuan approximately, each loan remaining sum amounts to 56,500,000,000 Yuan, in the capital bank organization has certain market niche in the whole city.
After Shanghai Countryside Commercial bank had been established, in will inherit the countryside credit association more than 50 year development histories, the service characteristic and in the cultural tradition foundation, setting up and the realization science development view, persisted 「will legally gather the gauge, the steady management, the foothold long-term, will dare to innovate, the cultivation characteristic」 the management idea, persisted the service 「three agriculture」 and the suburbs economy community retail sales bank basic localization, will establish the perfect modern commercial bank to manageThe management system and the mechanism, speed up the service development, the consummation will control from the inside the mechanism and the risk management system, the repayment society, the repayment customer, the repayment shareholder, will strive for soon constructs into 「the capital sufficient, controls from the inside strict, the operation security, the service and the benefit is good」, and will have own characteristic modern countryside commercial bank.
The Shanghai Countryside Commercial bank management scope is: Absorption public deposit; Provide short-term, intermediate stage and long-term loan; Handles the domestic and foreign settlements; Handles the bill to accept with the discount; The proxy distributes, the proxy cashes, sells on consignment the government security; Business government security, financial bond; Is engaged in the same business to borrow; Is engaged in the bankcard service; The foreign exchange deposit, the foreign exchange loan, the foreign exchange remittance, the international settlement, the same business foreign exchange borrows, credit information, consultation and testimony service; Proxy receipts and disbursements fund and agent insurance business; Provides the safe deposit box service; By Chinese Banking instry Management by supervision board approval any other business.
8. 銀行的資產總額、存款余額、貸款余額，分別是什麼意思麻煩詳細解釋。謝謝！
資產總額指企業/公司/單位擁有或控制的全部資產。包括流動資產、長期投資、固定資產、無形及遞延資產、其他長期資產等，即為企業資產負債表的資產總計項。 一般可以認為，某一會計主體的總資產金額等於其資產負債表的「資產總計」金額。
存款余額就是某銀行存款帳戶的某時點的余額。
貸款余額：客戶在銀行的貸款的余額。如客戶在銀行有按揭貸款50萬元，如果他每月償還1萬元，一年後他的貸款余額為50-12=38萬元。
9. 幫忙翻譯！不要機器翻譯！可以簡單一些 但是千萬不要用機器翻譯噢～～
A. I think the most important financial center construction of basic condition of three.
First, to the financial procts and financial service requirements. This is the most basic conditions of financial center.
Secondly, the financial center in the country except system level in the financial stability, currency stability, must be very free, is a place of business. Financial center should be trading lowest cost, efficiency is the highest and largest trading volume of a transaction center, it is to be a prerequisite for financial center.
Third, the financial centre will have good financial system, legal system, property rights system to ensure that the system is transparent, free, fair, not by any company here unfair restrictions and discrimination. Financial centre is based in the intermediary service, on the basis of the intermediary service is the foundation of the credit and credit itself is the guarantee of system.
These three conditions is the foundation of financial center, the three conditions to talk about the financial center.
Second, shenyang as northeast financial center
In the four northeastern shenyang and dalian city of Harbin, changchun, who can truly to undertake responsibility of northeast financial center? Compared with the other three cities in shenyang, northeast China's financial centre as the advantage is more outstanding.
First, the regional advantages
Shenyang is the largest urban centers in northeast China. Located in northeast Asian economic circle of the bohai economic circle, and the center is an important strategic position. In shenyang as the center, the radius of 150 kilometers, within the scope of the focus on basic instry and processing instry of eight cities, abundant resources, structure, strong complementarity of high grade technology in central urban agglomeration in liaoning. In shenyang, northeast China owns the biggest civil aviation airports, railway marshalling yard and the highest level of "a" high net shot five rings. Shenyang in the central part of northeast node, with Japan, Korea, Russia and Mongolia nation of many important cities, in isometric within the unique geographical advantages of world major ports communication is the development of dalian, jinzhou port and yingkou port, shenyang, no more than 400 km, with a unique geographical advantages, as the center of the city of shenyang, northeast of peripheral and even the whole country has strong absorption, radiation and driving force.
Second, the financial personnel system
Strong financial personnel system is the necessary conditions for the development of finance, financial center with high-quality financial
Professional talent is the key competitiveness, so each financial center in creating favorable conditions
Good financial professionals. In recent years, the rapid growth of economy and finance center of construction for financial
Professional growth and development to provide a broad space, attracted large quantities of outstanding financial professionals.
(1) increase total talent
(2) general keep young talents
(3) talents ecation structure
Third, the economic strength
In recent years, especially after the implementation of the strategy of rejuvenating northeast of shenyang, average growth in GDP in more than 15%, local fiscal revenue for successive years of growth, achieve more than 30% in domestic deputy provincial cities, At the same time, shenyang financial support role of economic growth. According to not complete count, 2008, the city has all kinds of financial institutions, 75, financial network more than 1,100 employees, more than 50,000 people. Foreign currency balance in all to 540 billion yuan, loan balances 3300 billion yuan, the banking institutions of the three northeast provinces instrument volume 2/3, the currency amount in the cage. At present, shenyang northeast of China has become an important regional financial center, deposit balance, insurance and insurance density, the depth of the number of financial institutions, financial openness in the main financial indexes in northeast China, the regional financial management center, business center, financial center of finance macro-control constantly strengthened. The three northeast provinces competent people's bank branches in the finance in shenyang. Shenyang is the lujiazui financial and trade in national development zone approved by the state, with financial business for the provincial development zone instrial orientation of financial and commercial zone shenyang is located. Shenyang is China's financial and commercial development zone in Shanghai lujiazui financial and trade area only to financial and commercial properties of provincial development zone for.
10. 銀行存貸款余額是什麼意思
銀行貸款余額也就是銀行貸款業務的累積余額 銀行貸款其實也是銀行業績考核的一個指標,所以銀行對比較好的企業或項目的貸款時很積極的。