1. 谁会写贷款申请的英语作文，写一篇给我，谢谢你！拜托各位大神
Dear Sir/Madame, I am a sophomore in Beijing University, majoring in computer science. I am writing to apply for a financial aid for my study in college. I would like to explain more about my situation here. Since I registered here, the expenses have been exerting a negative impact on my study. My mother has suddenly fallen ill and is expecting a major operation. It is beyond my parents ability to finance me through my remaining ecation and the income I make from my part-time jobs is far from sufficient to finance my own tuition fees. Hence, it is essential for me to get a loan of no less than 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic year. From the part-time job opportunities offered by programs in my school, I will be able to earn more than enough to cover my daily expenses. I have a very good credit record. In addition, lenovo, a computer company, has shown great interests in a software that I designed and promised me a 5000 Yuan monthly salary to start with if I decide to pursue my career there after graation. So, I can definitely guarantee a repayment of my loan in the coming three years. I would be greatly obliged if my application is granted. Many thanks. Yours sincerely, Li Ming
2. 求一篇关于学生校园贷款的英语作文，六级考试能用的
晚的英语太厉害了吧，都过六级了。
3. 关于贷款的英文作文
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
4. 经融危机的英文作文
The threat of impending financial disaster concentrates political minds wonderfully. On Thursday a group of Congressional leaders heard Hank Paulson, the Treasury secretary, and Ben Bernanke, the Federal Reserve chairman, paint a dire economic scenario if they did not approve a more sweeping remedy for the financial crisis. Student and car loans, not just mortgages, would all be harder to get. The economy would sink into a severe recession.
迫在眉睫的金融灾难引起了相当多的政治关注。上周四，一群国会领袖听了财长保尔森和美联储主席伯南克所描述的，当国会不通过这项全面拯救金融危机的方案，经济上将会出现的可怕场面。那时，不仅仅是抵押贷款，甚至连助学贷款和买车贷款可能都很难获得。经济将陷入严重的衰退。
For this reason, ad hoc responses will still be critical, such last week’s federal guarantees for money-market funds, Fed loans to banks to purchase asset-backed commercial paper and, on Sunday, approval of the remaining two big independent investment banks, Morgan Stanley and Goldman Sachs, to become Fed-regulated bank holding companies whose investment bank units can now borrow from the Fed on the same terms as other banks.
基于这样的原因，特别的拯救措施仍然非常关键，上周对货币市场的联邦担保，通过美联储购买资产抵押的商业票据对银行的贷款，以及在周日允许剩下的两家大型投行——摩根斯坦利和高盛变为美联储监管银行控股公司，使其投行部分现在也可以向其它银行一样向美联储借钱。
It could be some time before the Treasury is able to purchase mortgages en masse, and longer still before that starts to affect the broader financial system and economy. In the meantime, the crisis could claim other victims.
财政部完成购买所有的抵押贷款可能还需一段时间，而此举对整个金融系统和经济发挥作用则更需时日。其间，金融危机的危害可能会波及更多的机构。
有用的单词和句子：
The financial crisis金融危机
A break in the clouds黑云裂日，曙光显现
But questions abound over a $700 billion rescue plan for Wall Street
有关7000亿美元华尔街拯救计划的问题仍然不少。
Mr Paulson’s plan is stunning in its brevity (two-and-a-half pages) and audacity.
保尔森计划的简洁（只有两页半纸）和大胆令人惊讶不已。
What Caused The Financial Crisis?
I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.
Lasting more than one years, the American housing market crisis graally extended to the whole financial system to be a financial crisis all over the world, in which progress every conuntry is included.
Being customed by market economy, most western countries are not convenient to rely on the government input to survive this crisis, but they have no other alternatives.
Basicly, there are at least two things for governments to do in this crisis. First, enough fund should be prepared to ganrantee the stablity of the whole financial system. Maintaining the steady of the financial system is becoming one of the most important things in today's economic system because a healthy fiancial system is the basic of healthy financing and investment. It is difficult for the growth of the substantial economy with the lack of the financing support.
Second, there must be some changes in the whole financial system which should be organised by governments. If the traditional investment method is proved to be inefficient in current economic situation, the old financial system would require some improvement. For example, when the investment banks bankrupted in the financial crisis, the American government gave this organisation up soon to protect the investors as well as other financial institutions.
Moreover, many other measures thould be taken by governments including maintaining the stability for the commercial market and the normal life of residents referring to low unemployment.
5. 写一篇有关贷款的英语作文 ，写明申请原因，数额1000，用途以及如何打算还款。急求，拜托了！
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一个助学贷款申请信。
它可能关注的人，
我给你写信申请学生贷款。作为一个来自英语系一年级的学生，我在继续深造的财政困难。现在特申请1000元的贷款！
我的家庭有五个成员。我的父亲是整个家庭的支柱，我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作，但我的收入是远远不够我的学费。为了继续我的学习，我要申请学生贷款。
如果我的申请被批准，我会好好利用这笔钱，把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚，
XXX
6. 写一篇关于买车的英语作文
The lighter drive 更轻便的驾驶理念 Electric cars made from carbon fibre will be safer and go farther 电瓶汽车+碳纤维材料=安全，耐用 They look safe in thereMARK WEBBER has a lot to thank tiny strands of carbon for. When his Formula 1 car cartwheeled in a spectacular 306kph (190mph) crash at the recent Valencia Grand Prix, what helped him to escape unscathed was the immensely strong carbon-fibre “tub” that racing drivers now sit in. Carbon fibre is an expensive alternative to making things in steel or aluminium, but besides being extremely strong it is also very light. It is found in high-performance parts, like aircraft wings, bits of supercars and the frames of pricey mountain bikes. But if work by Germany’s BMW proves successful, it could also become the material of choice to mass-proce electric cars. 6月，F1瓦伦西亚大奖赛发生了惊人一幕：以每小时306公里（190英里）行驶在赛道上的马克•韦伯发生了严重的翻车事故。奇迹的是，韦伯本人毫发无 伤。奥妙之处就在于当下流行于F1的——碳纤维底座。虽然与铁，铝相比，它的造价较高，但是抗压及轻便性都远远好于铁和铝。目前，炭纤维材料还大多使用在 高精度领域，如飞机机翼，F1赛车，或是私人山地车等。不过这一传统观念可能会被宝马公司打破，一旦试验成功，那么碳纤维就可以率先广泛应用在电动汽车领 域。 The Bavarian carmaker plans to launch a new plug-in electric car in 2013. It will be one of the first designed from scratch to use an electric motor rather than being converted from an existing model. Recing the weight of this four-seater car, known as the Megacity concept, will be crucial to improving its performance and range. So BMW is planning to use no steel at all. The Megacity will be built as two moles: an aluminium chassis will contain the electric drive-system and battery, and a body made almost entirely of carbon fibre will be fitted onto it. 德国汽车制造商正计划将在2013年推出一款电瓶可拆卸式环保车。这并不是从现有车型改装而来，而是设计师卧薪尝胆的一次全新尝试。更轻便的4人坐驾，完 全符合现代城市环保理念，这款“无铁”车型的设计，彰显出了它的与众不同与理念上的更新换代。但是这样一个设想目前还处在起步阶段，或许成功的那天，汽车 铝制底盘上充电驾驶装置与设备，及全身碳纤维的设计工艺，能够更好的诠释大城市的环保概念。 Carbon fibre is 30% lighter than aluminium and 50% lighter than steel. The fibres are extremely tear-resistant. When woven into a lattice structure and impregnated with resin they can proce a part that is stronger than steel. The trouble is the process is labour-intensive and slow, not least because components may have to be cured for hours under pressure in massive ovens called autoclaves. For carmakers, used to stamping out steel body-parts in a few seconds, this has ruled out carbon fibre for high-volume proction. BMW, however, aims to change that. 碳纤维比铝轻便30%，是铁的50%。同时，由于纤维具有极强的抗断裂性，再融入树脂形成晶体结构后，那么它的强度就要超过铁。但是这道工序属于劳动密集 型，效率相对较低，以前车用铁制品的切割仅需要几秒钟时间就能完成，而现在则需要在高压炉内高温锻造几个小时，因此，大量生产碳纤维的可能性不高。不过， 宝马公司目前也正在试图改变这一情况。 Its
7. 英语作文 买车好处和坏处 80词左右 谢谢
As we know,more and more families own a car nowadays.It's true that a car has some advantages.It can takes us everywhere very fast.When we buy many things in a mall,we can put them in the car and needn't carry them with our hands.However，a car has some shortcomings as well.It uses petrol,and lets out harmful gases which pollute the air and lead out environment problems.What's more a car is very expensive,it costs us a lot of money.
For these reasons,I won't buy a car.As far as I'm considered ,we all should do something for our earth.So I enjoy taking a bus.
祝你进步。
8. 英语作文：对于买车的看法。有人反对。有人支持。提提自己的想法呢。为什么
With the rapid development of economy,more and more families own their private cars.However different people have different ideas about buying cars.
Some people think private cars have been playing a vital role in people's daily activities. First, private cars are a convenient means of transportation. You can go wherever you like. Secondly, there is no doubt that private cars will have a great impact on the economic growth. The rapid car instry growth will contribute much to keeping the country's economy growing at a higher rate in the near futrue.So they think they should buy cars.
But every coin has two sides. Others thinks that development of the private cars will bring about a series of problems. For example, the polluted air given off by cars will do great harm to our health, too many private cars will lead to traffic jams and a great deal of energy will be wasted and so on.
As for me,we should take advantages of private cars and make them serve us better. Meantime we hope that satisfactory solutions to these negative problems will be found soon.
9. 给点关于中国汽车贷款发展的英文资料
China's central bank issues auto loans rules
The People's Bank of China, China's central bank, has issued draft rules on auto loans, a growing sector expected to give China's fast-accelerating car market a major boost.
The new regulations restrict the loan period to five years with maximum outlay of 80 per cent of the auto price, excluding taxes and insurance, the central bank said on its website.
Last month the China Banking Regulatory Commission gave the green light to General Motors Corp., Toyota Motor Corp. and Volkswagen AG to start offering car loans.
The three car giants are expected to set up auto-financing operations in China in about six months' time, the commission said.
Auto loans are forecast to increase by 80 billion yuan (US$9.6 billion) in 2003, up 71.6 billion yuan year-on-year from last year, according to a government report issued by the State Development and Reform Commission.
Over 100 billion yuan in loans were issued in 2002, according to state estimates, with China's big four banks -- China Construction Bank, Bank of China, Instrial and Commercial Bank of China and Agricultural Bank of China, controlling 90 per cent of the market.
The rules also provide regulatory guidelines for personal auto loans, distributor auto loans, group auto loans and risk management, the report said.
10. 在现代社会中,越来越多的人都会买车.英语作文
首先先要说明越来越多的人拥有了私家车。（必然趋势）
First there r more and more families own a car or more.
解释为什么会有这样的趋势。
原因 1私家车比较方便 2国名生活条件的提高 3身份的象征 等等。
Because it's more convenient to hang out when u have car. u can go anywhere u want and no need to worry about u will miss the train or bus and then wait for a long time.(因为当你拥有一辆车时，出游更方便，不用担心耽误火车或者巴士，然后再花很多时间去等）
otherwise there are more and more people get rich now. The cars r not like before that only a few people can buy.And some people think get a car is a sign that u r one of the rich guys.(另外越来越多的人变的富有，车子也不想从前只有少部分人能买到，而且一些人认为有辆车是富有的标志）
然后叙述一下车子的弊端
弊端 1污染环境 2交通堵塞 3停车难
But as we all know the Car exhaust lead the problem of Global Warming.(但是众所周知，汽车的废气导致了全球变暖）
And too manys cars in the road cause the Traffic jam. (而且太多车在路上造成交通堵塞）
another problem is we need more place to parking the cars. The cars Occupy more space with our public space.(还有一个问题是我们需要跟多地方停车，车子占据了我们更多公共空间）
接下来阐明你的观点
1 支持私家车 2 不支持私家车 （在这里建议选择第二个，因为在环保的大前提下，低碳生活最重要。）
And my opinion is cars bring us the convenient but it also bring the Environmental issues.In the long term i think we should contral the number of cars.(我的观点是，汽车带给我们方便的同时也带来了环境问题，从长远角度看我们要控制汽车数量）
最后点题
we cant stop that more and more families own a car but we need consider the problem that cause from cars.（我们无法阻止越来越多的家庭买车，但是我们至少要考虑下车子带给我们的问题）