銀行公司貸款資料英文翻譯

Ⅰ 高分求中譯英：請幫忙翻譯如下貸款合同協議（銀行抵押貸款合同）

我先翻兩句，看看符合不符合你的要求，達不到你的標准就不繼續了

1.If the withdrawl day or repayment day designated falls on any non-business day of the financing bank, such withdarwl day shall be postponed for the next business day of the financing bank and a interest shall be chargeable ring the extension period.

2.Prepayment and Acceleration of maturity
A Short Term Loan may be repaid by the Client at any time prior to the e date.
太晚了，有空翻完第二句；

Ⅱ 請高手幫忙翻譯成英文 銀行貸款承諾書 根據貴公司提供的資料，我行承諾在具備我行貸款條件的前提下，對貴

Xx project provides 100 million credit support
This loan agreement only for your company to the relevant departments to explain the project loans the implementation. Such as the national policy changes, project construction schemes and investment plan the significant adjustment and the project owners to proce great business change and other factors lead to this project doesn't accord with our bank lending ability cannot achieve our requirements, above shall be approved by our commitment to determine.
This loan undertaking issued only original effective date, heavy, lasts for 5 years

Ⅲ 企業銀行貸款需要提供的企業資料說明怎麼寫

企業貸款所需材料
1、申請書；
2、公司簡介；
3、公司營業執照副本；
4、企業代碼證；
5、納稅登記證（國稅、地稅）；
6、特殊行業生產、經營許可證、資質證明；
7、公司章程；
8、驗資報告；
9、法定代表人簡介；
10、法定代表人身份證；
11、由公司出具的法定代表人身份證明書；
12、董事會同意貸款的決議；
13、近三年會計（審計）事務所驗證的財務報表；
14、近三個月的資產負債表、損益表、現金流量表；
15、財務狀況說明：a)負債說明;b)投資說明；c)企業銷售收入、利潤來源說明；
16、貸款卡及其密碼；
17、為其它企業提供貸款擔保的情況說明；
18、還款計劃；
19、正在發生和將要發生的業務合同復印件；
20、資金使用計劃或項目可行性報告；
21、抵押物所需提供材料：
a)抵押物權屬證明（國有土地使用權證、房屋權屬所有權證）；
b)抵押物評估報告。
企業銀行貸款流程
一是貸款申請。借款人需要貸款，應當向主辦銀行或者其他銀行的經辦機構直接申請。借款人應當填寫包括借款金額、借款用途、償還能力及還款方式等主要內容的《借款申請書》並提供以下資料：
(1)借款人及保證人基本情況;
(2)財政部門或會計(審計)事務所核準的上年度財務報告，以及申請借款前一期的財務報告;
(3)原有不合理佔用的貸款的糾正情況;
(4)抵押物、質物清單和有處分權人的同意抵押、質押的證明及保證人擬同意保證的有關證明文件;
(5)項目建議書和可行性報告;
(6)貸款人認為需要提供的其他有關資料。
二是銀行受理審查。
(1)銀行接到客戶提交的《借款申請書》及有關資料後，對客戶情況進行核實，對照銀行貸款條件，判別其是否具備建立信貸關系的條件。
(2)對借款人的信用等級評估。根據借款人的領導者素質、經濟實力、資金結構、履約情況、經營效益和發展前景等因素，評定借款人的信用等級。評級可由貸款人獨立進行，內部掌握，也可由有權部門批準的評估機構進行。
(3)貸款調查。貸款人受理借款人申請後，對借款人的信用等級以及借款的合法性、安全性、盈利性等情況進行調查，核實抵押物、質物、保證人情況，測定貸款的風險度。審查人員對調查人員提供的資料進行核實、評定，復測貸款風險度，提出意見，按規定許可權報批。
三是簽訂借款合同。如果銀行對借款申請審查後認為借款人符合貸款條件，同意貸款的，與借款人簽訂《借款合同》。借款合同應當約定借款種類、用途、金額、利率、期限、還款方式，借貸雙方的權利、義務，違約責任和雙方認為需要約定的其他事項。

Ⅳ 銀行短期借款明細表用英文怎麼說

銀行短期借款明細表
List of short term bank borrowings
短期借款（Short Term Loan 或 Short Term Loans）是借款的一種，與之相對的是長期借款。在中國的會計實務而言，短期借款是指企業為維持正常的生產經營所需的資金或為抵償某項債務而向銀行或其他金融機構等外單位借入的、還款期限在一年以下（含一年）的各種借款。短期借款主要有經營周轉借款、臨時借款、結算借款、票據貼現借款、賣方信貸、預購定金借款和專項儲備借款等等。

Ⅳ 提供國外公司(英文版)和國外銀行賬戶流水賬(英文版)是否可以申請房貸怎樣做才能申請房貸

首先，因為此類借款人的工作單位在國外，流水也是在境外列印（就主貸人所知，國內銀行一般打不出境外的流水），國內銀行查驗難度較高，且又不像在境內工作者有公積金、社保、徵信報告等可作為工作真實性的輔政，故此類借款人群的借款銀行受理極為審慎，一般建議至渣打、花旗、大華等一些外資銀行申請。此類外資銀行可認可全球的資產、流水，借款人正常提供房貸所需資料及國外開立的收入證明(英文版一般可直接使用，但如為其他小語種需送至上外翻譯)及流水即可。
但外資銀行受理此類情況也有其局限性，一些郊區房，房齡老、面積小的房屋外資銀行是無法處理的，只能在中資銀行申請貸款。此類情況就主貸人所知，建行、中行都有處理過此類情況的先例。借款人提供國外的收入證明原件、上外翻譯的收入證明翻譯件以及國外的稅單作為申請材料，中資銀行也是可以視情況受理的！！

Ⅵ 專業銀行用語的英文翻譯，在線等~請大家幫忙~100分回答出再加~

任信貸綜合兼個貸客戶經理，負責支行信貸綜合工作及個貸客戶審批。
I held the post of Customer Manager for Comprehensive & Personal Credit, in charge of the general affairs of credit as well examination and approval of personal credit.

其間，參與完成了北京和平支行的籌建工作。任信貸綜合崗位期間，對銀行頭寸管理、信貸資料審查、信貸調查、信貸貸後管理有了全面的認識和了解。
Meanwhile, I participated in the preparation of constructing Heping Subbranch in Beijing. During the period of managing comprehensive credit, I had all-round knowledge in aspects of position management of bank, inspection of credit materials, credit investigation, and after-credit management.

任個人貸款客戶審批崗位期間，學習掌握了個人按揭客戶的接待、調查核實知識及個人按揭貸款的資料收集准備、個貸審批、催收賬款、客戶信息管理等相關工作。
During the period of managing personal credit, I mastered relevant affairs, including reception for personal mortgage loan customer, investigating and checking knowledge, collection of materials of personal mortgage loan, examination and approval of personal credit, overe receivables, customer information management, etc.

任對公客戶經理，負責市場開拓及對公信貸審批工作。在崗期間參與完成了多個項目的洽談，貸款調查、報告、放款出賬、貸後管理及客戶維護的工作，涉及多個行業，如：煤炭貿易，IT,學校，汽車經銷商，房地產，物資公司等。學習掌握了傳統信貸授信、貿易融資、中間業務（開立保函、銀承、結售匯）等多種對公銀行業務。學習了銀行的對公營銷知識，完善了銀行風險把控理念，建立了良好的風險意識。
I acted as the Corporate Credit Manager, in charge of market development as well examination and approval of corporate credit. During the period, I took part in negotiations of several items, had charge of credit investigation, report, loan making, after-credit management and customer maintenance, involving many fields, such as coal trade, IT, school, car agent, real estate, materials companies, etc. I mastered traditional credit extension, trade finance, intermediate business (opening letter of guarantee, bank acceptance, settlement and sale of foreign exchange) as well as bank knowledge of corporate marketing; moreover, I consummated the control concept of bank risk, and also established fine consciousness.

任行政綜合兼信貸綜合，負責支行行政管理工作及信貸綜合工作。
其間，參與完成了北京望京支行的籌建工作。學習掌握了人力管理、後勤保障、銀行安全保衛、辦公文件處理、支行財務稅務、財務報銷等知識，並指導新員工學習掌握了信貸綜合崗位知識，輔助新員工完成對公信貸調查、出賬放款、貸後管理工作
I managed comprehensive administration and comprehensive credit, in charge of administration and credit in the subbranch.
During the period, I participated in the preparation of constructing Wangjing Subbranch in Beijing. I mastered the knowledge of human resource management, logistics support, bank security, office documents management, finance & taxation of the subbranch, financial expense, etc. Further more, I taught new comers to know comprehensive credit well, and assisted them to complete the work of corporate credit investigation, loan making and after-credit management.

後面的部分剛譯完，另外昨天翻譯的我稍微校對過。我想你自己也譯過一遍吧，希望我這份有一定的參考價值。

Ⅶ 跪求有關銀行信貸的外文文獻～最好附中文翻譯的～～

參考來源：JSTOR
China's fast-evolving consumer finance market
Contents
1. Footnote
China's consumer finance instry lags far behind the economy as a whole. In 2007, consumer finance balances still came to less than 13 percent of GDP, below India and far below Singapore and South Korea. Should recent growth rates persist, consumer lending promises to exceed 8 trillion renminbi ($1.2 trillion) by 2014, up from today's 3.7 trillion renminbi.( n1) But that calculation understates the market's latent potential. If consumer lending on the mainland rose to Taiwan's level, for instance, the shift could unleash as much as 10 trillion renminbi in net new consumption over the next five years--an enormous opportunity for banks and retailers.
China's people now have limited credit options. Mortgages account for 90 percent of lending to consumers, who have few choices in key proct areas, such as auto loans, credit cards, and personal loans. But the market has grown rapidly in recent years. Credit card issuance is skyrocketing, from 3 million cards in 2003 to 128 million by the end of 2008. Indeed, card issuance could surpass 300 million by 2013. Similarly, unsecured personal loans and installment loans, long the domain of underground lenders, have grown at an annual rate of 33 percent since 2006, to 744 billion renminbi, as leading domestic banks and consumer finance specialists strengthened their risk-management capabilities.
For foreign and local lenders jockeying for position in China's fast-evolving consumer finance market, we see several keys to success.
1. Recognize the market's diversity. China is a collection of local markets, each at a different stage of development, with distinct risk profiles and unique consumer preferences. These markets generally evolve through three stages of development: nascent (such as Sichuan), emerging (Jiangsu), and maturing (Shanghai). Lenders should take a portfolio view, focusing on the most promising markets, but with enough diversity to capture the next wave of growth.
2. Find a proct portfolio that matches consumer preferences. In a sense, consumer-lending procts are fungible. Many consumers balance their savings and borrowing in the aggregate, not by indivial procts. Some countries (such as South Korea) have high levels of credit card usage; others rely more on cash and personal loans. In the present early stage, the ultimate proct balance in China remains to be determined. Finding the right mix may prove crucial to success in China's fast-growing market.
3. Know the rules and their evolution. New regulations issued by Chinese banking regulators in the spring of 2009 give local and foreign banks and consumer finance specialists greater access to the market, in the form of consumer finance companies. While initially restricted to offering installment loans to retail customers with previous track records in borrowing, such companies will probably enable attackers to participate in the unsecured consumer-lending sector more quickly and at greater scale. In addition, the further deregulation of credit cards has allowed overseas banks to issue renminbi-based ones. These banks should target clear segments and develop the ability to serve the broader market.
Would-be players in such a new market must tread carefully. To assure responsible lending and borrowing, the government must strengthen credit bureaus, improve financial ecation, support 'new to credit' procts (for instance, low-limit or collateralized credit cards), and allow consumer finance balances to be securitized. Regulators and lenders must work together to improve risk management, especially the ability to identify and address organized fraud. The government must become better at spotting national and local credit bubbles.
China can manage the risks and has ample room to expand consumer credit--safely.

中國的快速發展消費金融市場
內容
1。腳注
中國的消費金融業遠遠落後於整體經濟。 2007年，消費信貸余額仍然發生了不到國內生產總值的百分之十三，低於印度，遠遠低於新加坡和韓國。如果最近的增長率持續下去，消費貸款承諾2014年將超過8萬億人民幣（1.2萬億美元），從今天的3.7萬億人民幣。（n1）重的計算，但低估了市場的潛能。如果消費者在大陸的貸款上升到台灣的水平，例如，這種變化可能引發在未來5年高達10萬億人民幣的凈新的消費多 - 為銀行和零售商的巨大機會。
中國人民現在是有限的信貸方案。抵押貸款占貸款的百分之90的消費者，誰在關鍵產品領域，如汽車貸款，信用卡幾個選擇，以及個人貸款。但市場發展迅速，近年來。信用卡發行是暴漲的3萬2003卡，為128萬，到2008年底。事實上，發卡可能超過3.0億，到2013年。同樣，無抵押個人貸款和分期付款貸款，長期貸款的地下領域，增長百分之33在一年增長率自2006年以來，至744億元人民幣作為國內領先的銀行和消費者金融專家，加強其風險管理能力。
對外國和本地貸款在中國的快速發展的消費金融市場領導地位的競賽中，我們看到一些成功的關鍵。
1。認識到市場的多樣性。中國是一個本地市場的集合，每個在不同的發展階段，不同的風險狀況和獨特的消費偏好。通過這些市場一般發展三個發展階段：新生（如四川），新興（江蘇），和成熟（上海）。貸款人應採取組合的看法，在最有希望的市場為重點，但有足夠的多樣性，以捕捉到下一個發展浪潮。
2。查找產品組合相匹配的消費偏好。在某種意義上，消費信貸產品互換。許多消費者平衡儲蓄和借貸總額由個別產品，而不是。如韓國的一些國家（）有信用卡使用率很高的水平;別人更多地依靠現金和個人貸款。在目前的初期階段，在中國最終產品的平衡還有待確定。找到合適的組合可能是極端重要的在中國的快速成長的市場取得成功。
3。知道規則及其演變。由中國銀行監管機構在2009年發布給當地和外國銀行和消費者金融專家更自由地進入市場，消費金融公司的形式，春天的新規定。雖然最初僅限於提供分期貸款，在貸款前紀錄的零售客戶，這些公司將可能使攻擊者在無抵押消費貸款部門的參與更迅速，規模更大。此外，信用卡的進一步放鬆管制已經允許外資銀行發行人民幣為基礎的。這些銀行的目標應明確部門和發展服務的能力，廣闊的市場。
想要成為這樣一個新的市場參與者必須謹慎行事。為了保證負責任的貸款和借款，政府必須加強徵信機構，完善金融教育，支持新的信貸的產品（例如，低限制或抵押信用卡），並允許消費者將證券化融資余額。監管機構和貸款人必須共同努力，改善風險管理，特別是能夠識別和處理有組織的欺詐。政府要更好地察覺成為國家和地方的信貸泡沫。
中國可以管理風險，有足夠的空間，擴大消費信貸 - 安全。

Ⅷ 貸款 英文怎麼說

貸款: [ dài kuǎn ]

1. loan
2. to (provide a) loan

其它相關解釋:
<credit (CR;CRD)> <accommodation> <borrowing> <lend> <loans> <lent> <lending>

例句與用法:
1. 你什麼時候付清最後一期分期貸款？
When will you pay the last installment of the loan?

2. 這家銀行現在給客戶貸款比以前多了。
The bank is accommodating its customers more than it used to.

3. 銀行拒絕再貸款給這家公司。
The bank refused further credits to the company.

4. 他們貸款收多少利息？
How much interest do they charge on loans?

5. 只需一筆貸款就能幫我擺脫困境。
A loan of money would help me out of my predicament.

6. 他不得不將土地抵押來申請貸款。
He will have to mortgage his land for a loan.

7. 他設法弄到一筆貸款買了一棟房子。
He managed to secure a loan to purchase a house.

8. 他向銀行經理提出貸款問題。
He broached the subject of a loan with his bank manager.

Ⅸ 銀行貸款用英語怎麼說

bank loans，英 [bæŋk ləʊn]；美 [bæŋk loʊn]。

例句：

.

不久前你為了買新公寓向銀行申請了貸款？

重點單詞loan的用法

1、釋義

n.貸款；借出

v.借；供應貨款

2、用法

1）用作及物動詞S+～+ n./pron.

I have loaned his bicycle.

我把他的自行車給借出去了。

2）用作雙賓動詞S+～+ pron./n. + n./pron.

Can you loan me your tennis racket?

你能把網球拍借給我用一下嗎?

3）用作名詞 (n.)

The loan is interest free.

這貸款是無息的。

(9)銀行公司貸款資料英文翻譯擴展閱讀

loan同近義詞辨析

1、loan, lease, lend這組詞都有「借出」的意思。其區別是：

lend 是最普通的用語，loan 指「貸與」「借與」，是財會上的正式用語，,一般不用於私人關系的借貸，但在美式英語中， loan 和lend兩個詞通用；lease一般指出租房屋、土地等不動產。

2、lend，borrow，loan這些動詞均含「借」之意。

1）lend指將自己的東西借出給別人，也可用於借喻意義。

2）borrow指從某人或某處借來某物，也可用作比喻。

3）loan指通過正式的手續，借數目較大的貸款。在美國也可指借出東西。

Ⅹ 翻譯關於銀行貸款的內容

這個是通知你上述的貸款按照規定已經到期了．如果你已經匯過款了，就不用在意這個通知了．如果你有自動貸款來為你設立貸款，那麼請調整更改你的記錄來說明你不在到期貸款的總額里．