A. 不良貸款余額與不良貸款兩個名詞有無區別
有,不良貸款是指某筆貸款,不良貸款余額是指某筆貸款的不良金額
B. 急求商業銀行不良貸款問題方面的英文文獻 最好是pdf格式的 用於畢業論文文獻翻譯
我知道真像了 我自己再找了
C. 怎麼從財務報表中查看不良貸款余額
財務報表中無法看出,需從徵信報告上來看。
如果財務報表是經過審計的可以從審計報告里看。
如果財務報表未經過審計那裡面的數據也沒多大參考意義
D. 哪位高手幫我把這段文字翻譯成英文。謝謝!~~
My personal consumer credit difficulties and Countermeasures
Abstract : China's financial institutions, rapid growth of loans today, performing loans still slow decline. With personal consumption credit rapid development, the strengthening of financial institutions in credit management, financial institutions can not be overlooked. As the market economy continues to develop, the GDP increase year by year, China's urban and rural residents more and more disposable income, graally improve people's living standards. Have a higher income people changing consumer concepts, and the consumer economy is increasingly large number of businesses and indivials to. Vigorously develop the personal consumer credit business, and expand domestic consumer demand and stimulate economic growth, is the state in recent years to use monetary policy to the implementation of effective macro-control means, the commercial banks to explore new business accelerate their development of new growth points. From my personal consumer credit business and the status of some of the problems, raise the personal consumer credit business management difficult and countermeasures.
Keywords : personal consumer credit business, personal credit system, consumer credit risk, information asymmetry
E. 不良貸款余額分類
正常、關注、次級、可疑和損失,後三個是不良貸款
F. 不良貸款余額是什麼
按五級分類,次級/可疑/損失類貸款為不良貸款,不良貸款余額就是這些貸款的余額
G. 誰能找到2010-2019銀行業金融機構不良貸款余額數據
沒法看,除非找律師才能查到!反應這家金融機構有沒有實力,現象?實際現象是他們的余額都不多,因為稅多,所以都從其他渠道放款!
H. 請問大家"不良貸款"一詞的英文
不良貸款:
1. non-performing loan
2. adversely classified credits
3. non-performing loans
For a long time, China's loan quality is divided into normal and unsound categories in terms of the time limit.
長期以來,中國銀行按期限將貸款質量劃分為正常貸款和不良貸款。
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be graally set up and substantially rece the proportion of NPLs.
全面推行貸款質量五級分類方法,逐步成立金融資產管理公司,大幅度降低不良貸款比例。
We should practice the five-category assets classification for bank loans and graally set up financial assets management companies to handle the non-performing loans now held by banks. We should implement a strict responsibility system for the quality of new bank loans.
推行貸款質量五級分類辦法,逐步建立金融資產管理公司,負責處理銀行原有的不良信貸資產,對銀行新增貸款質量實行嚴格的責任制。
Financial assets management companies shall be established in the state-owned commercial banks to process bad assets by law and transfer the debts into shares for the bank loan of some enterprises. This is a very important measure to eliminate financial risk and relieve the burden of enterprises.
在國有商業銀行組建金融資產管理公司,依法處置不良資產,對部分企業的銀行貸款實行債轉股,是化解金融風險,減輕企業負擔的重大舉措。
Loans on favorable terms
優惠貸款
To furnish credit to.
貸款,提供貸款
agricultural loan
農業貸款
I. 銀行不良貸款余額什麼意思為什麼叫余額
我是農行的,不良貸款余額就是指你還有多少不良貸款沒有換上,望採納