⑴ 誰能找到2010-2019銀行業金融機構不良貸款余額數據
沒法看,除非找律師才能查到!反應這家金融機構有沒有實力,現象?實際現象是他們的余額都不多,因為稅多,所以都從其他渠道放款!
⑵ 怎麼從財務報表中查看不良貸款余額
財務報表中無法看出,需從徵信報告上來看。
如果財務報表是經過審計的可以從審計報告里看。
如果財務報表未經過審計那裡面的數據也沒多大參考意義
⑶ 請問各地的銀行不良貸款率能在哪裡找到
各地銀行不良貸款率獲取渠道:
人民銀行貨幣信貸科;
銀監局監管科。
註:
不良貸款率屬於銀行內部數據,不對外公布;
如需獲取,請攜帶相關公函前往查詢,且保證對數據的保密。
不良貸款率:
不良貸款率指金融機構不良貸款占總貸款余額的比重;
不良貸款是指在評估銀行貸款質量時,把貸款按風險基礎分為正常、關注、次級、可疑和損失五類,其中後三類合稱為不良貸款。
⑷ 請各位幫忙看看,摘要漢譯英,謝謝啦!(請盡量精準的翻譯唄,不要直接在線翻譯的,有些句子不敢恭維)
Therefore, the financial situation of the Bank of Beijing this choice as a research subject, trying to analyze the financial situation of the Bank of Beijing status, evaluation of key indicators of bank financial impact of its various factors, and Bank of Beijing through the analysis shows that the development of ways. In this paper, Bank of Beijing disclosure statements, by calculating the capital adequacy ratio, non-performing loan ratio, return on net assets ratio, liquidity ratio, loan to deposit ratio and statutory reserve ratios, capital position of banks from Beijing, asset quality, profitability and liquidity of assets of four aspects of the Bank of Beijing from 2007 to 2009, capital adequacy ratio and core capital adequacy ratio decreased year by year the past three years, but still far, "Basel Agreement" provisions of the standard 8% more than high; also analyzed From 2008 to 2009, Bank of Beijing's bad loans and bad loan ratio to achieve the balance of the two-drop, the credit structure is more reasonable, relatively good asset quality; Bank of Beijing profitability by calculating the relevant data, that is, net profit growth, net assets accounting rate of return and non-interest income, of the Bank of Beijing's business increased year by year and species diversity, but also light on the structure of business receipts in Bank of Beijing is constantly optimized, profitability continued to strengthen; and smooth operation of assets and liabilities of Bank of Beijing healthy development of the mobile good condition.
All in all, Bank of Beijing's financial situation is relatively good in terms of all aspects, while Bank of Beijing made for better and faster development of measures and their prospects for the future.
⑸ 北京銀行2017年一季度不良貸款余額是多少
4月25日發布2016年度年報及2017年一季度業績報告。2016年該行實現凈利潤179億元,同比增長6.16%,今年一季度單季實現凈利潤55億元,同比增長3.53%。
不良貸款方面,截至2016年末,北京銀行不良率1.27%,撥備覆蓋率256.06%,撥貸比3.25%。而截至2017年一季度末,不良貸款率為1.24%,較年初下降0.03個百分點。
⑹ 不良貸款余額分類
正常、關注、次級、可疑和損失,後三個是不良貸款
⑺ 企業徵信報告以物抵債後不良貸款余額還存在嗎
這個要看不良貸款登記行有沒有上報人民銀行有沒有給銷了
⑻ 不良貸款余額是什麼
按五級分類,次級/可疑/損失類貸款為不良貸款,不良貸款余額就是這些貸款的余額
⑼ 銀行不良貸款余額什麼意思為什麼叫余額
我是農行的,不良貸款余額就是指你還有多少不良貸款沒有換上,望採納
⑽ 不良貸款余額控制數完成比例計算方法
銀行不良貸款率是評價金融機構信貸資產安全狀況的重要指標之一。不良貸款率不良貸款率高,說明金融機構收回貸款的風險大;不良貸款率低,說明金融機構收回貸款的風險小。不良貸款率計算公式如下:不良貸款率=(次級類貸款+可疑類貸款+損失類貸款)/各項貸款×100%。