网上贷款的利弊英语作文

❶ 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

❷ 关于网络的利弊的英语作文

Now many of my classmates like to surf the Internet in their free time.I think Internet can bring us both advantages and disadvantages.For example，if I have some trouble studying， I can surf the internet to find more helpful information. And I can make more friends on it. Some of my classmates say they feel happy when they talk with more friends with many similar hobbies.However, Internet can make some problems at the same time. If you spend too much time on it ,you will becaome lazy and can't put your heart on study. It will be even worse if you feel you can't live without Internet. So we must be careful when we use the Internet.
现在，我的很多同学都喜欢在闲暇的时间里上网，我认为网络既给我们带来了好处，又有不好的地方。例如，如果我在学习上又困难，我就能上网搜索一些有帮助的信息。并且我还能够在网上交到更多的朋友。我有一些同学说，当他们找到了一些拥有相当兴趣的朋友来聊天时，会觉得开心然而，网络同时也会造成一些问题。如果你花太多时间在上面，你就会变懒而且不能够专心学习。如果你觉得你的生活已经离不开它了那就更糟了所以，当我们在使用网络的时候一定要小心。

❸ 求一篇关于网络利弊的英语作文、带解释。谢谢

Now many of my classmates like to surf the Internet in their free time.I think Internet can bring us both advantages and disadvantages.

For example，if I have some trouble studying， I can surf the internet to find more helpful information. And I can make more friends on it. Some of my classmates say they feel happy when they talk with more friends with many similar hobbies.

However, Internet can make some problems at the same time. If you spend too much time on it ,you will becaome lazy and can't put your heart on study. It will be even worse if you feel you can't live without Internet.

So we must be careful when we use the Internet.
现在，我的很多同学都喜欢在闲暇的时间里上网，我认为网络既给我们带来了好处，又有不好的地方。
例如，如果我在学习上又困难，我就能上网搜索一些有帮助的信息。并且我还能够在网上交到更多的朋友。我有一些同学说，当他们找到了一些拥有相当兴趣的朋友来聊天时，会觉得开心
然而，网络同时也会造成一些问题。如果你花太多时间在上面，你就会变懒而且不能够专心学习。如果你觉得你的生活已经离不开它了那就更糟了所以，当我们在使用网络的时候一定要小心。

❹ 一篇关于“网络利弊”的英语作文。

“合理上网 让我们真正受益”
现代社会科技高度发达。由于人们的需要，人们开发出了计算机网络供人们使用。这是一整套复杂的硬件、严密的软件的集合，保障着计算机间的正常通信。通过计算机网络，经济向更高处发展，科学研究也更加便利。可是，它也带来了一些负面影响。有些青少年把网络当作一个新的“娱乐方式”。沉迷其中，不能自拔。那么我们该怎样看待网络，怎样合理利用网络，而使我们真正受益呢？
首先，那就是明确你为什么要上网。许多青少年为了好奇而进入网络，这样只能是在网上“找玩儿的”。从而在朋友的“指引”下接触网络游戏、聊天工具……接着便是觉得好玩儿，花很多的时间在网络上。上瘾。耽误了学习。其实，网络并没有错，只是你不知道它的真正用途而已。网上有很多宝藏等着你去挖掘，你可以通过网络获得丰富的知识。你一定要明确，我上网是为了什么。网络只是一个工具，帮助你工作、学习的工具。若你只是为了“寻乐”，那网络就丧失了它真正的价值。
其次，要学会自我控制。你若明确了你上网的目的，那就坚决不干与此目的无关的事情。有些网上信息丰富有趣，很容易将你吸引过去。这样既浪费时间，又失去了网络本来的价值。所以，上网一定不要三心二意，认认真真做一件事，才能把它做好。
再次，一定要提高筛选信息的能力。网上信息量大，若你认真阅读，那也费时又费神；网上信息重复率高，不能把宝贵的时间用在阅读同样的信息上；网上信息有真有伪，要学会自我保护，在多个站点确认，判断信息的真伪，别轻易上当受骗；网上信息的质量也参差不齐，要学会在信息的海洋里筛选出质量高的信息，获得尽量好的资料。这些上网技能，你一定要注意培养，提高上网的质量，使其真正服务于你。
网络是高新技术的产物，合理上网才会让我们真正受益。让我们不要辜负了组建网络的高新技术人员们，把网络利用好。科学技术的发展总是利大于弊。相信你会用好网络的！

❺ 以网络的利弊写一篇英语作文，简洁点

With the scientic development,the Internet is developing rapidly.The Internet has various effects on people's lives.We had a disscussion on the Internet's influence.They have two sides,as follows,
70% of us think the Internet has more advantages than its disadvantages.10% of us think the Internet has more disadvantages than its advantages.And 20% of us have no opinions about the matter.
In a word, I think the Internet has more advantages than its disadvantages.

❻ 求关于网络利弊的英语作文

Now many of my classmates like to surf the Internet in their free time.I think Internet can bring us both advantages and disadvantages.

For example，if I have some trouble studying， I can surf the internet to find more helpful information. And I can make more friends on it. Some of my classmates say they feel happy when they talk with more friends with many similar hobbies.

However, Internet can make some problems at the same time. If you spend too much time on it ,you will becaome lazy and can't put your heart on study. It will be even worse if you feel you can't live without Internet.

So we must be careful when we use the Internet.
翻译：现在，我的很多同学都喜欢在闲暇的时间里上网，我认为网络既给我们带来了好处，又有不好的地方。
例如，如果我在学习上又困难，我就能上网搜索一些有帮助的信息。并且我还能够在网上交到更多的朋友。我有一些同学说，当他们找到了一些拥有相当兴趣的朋友来聊天时，会觉得开心
然而，网络同时也会造成一些问题。如果你花太多时间在上面，你就会变懒而且不能够专心学习。如果你觉得你的生活已经离不开它了那就更糟了所以，当我们在使用网络的时候一定要小心。

❼ 网络借贷风险英语作文

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.
2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.
3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control proceres, or being the case may appear fabricating borrower information and the case of illegal fund-raising.

❽ 互联网的利与弊英语作文带翻译

自己想要把关于互联网的利与弊带翻译英语作文写好，首先是自身要有很好的英语基础，还要有英语表达能力，建议你先学习互联网在线外教一对一英语课堂，把英语学扎实了，写英语作文就变得很简单啦。

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互联网的利与弊英语作文：

With the development of high technology, Internet is more and more popular. No matter children or the old know how to search the Internet. The emerging of the Internet bring a lot of benefit for people, while people also find it bring harm to them generally.

First of all, Internet brings much convenience and a colorful world for people. With Internet, people can buy all the things at home, search various information, make friends with people from all the world and so on. Without Internet people can’t have those benefit. Moreover, as there are a lot of people shopping on line, the need for couriers is increasing. This bring employment opportunities to many people. However, Internet also bring disadvantages for peole. As the Internet is wonderful, many people are addicted to it. Some inlge in playing computer games and neglect study or job. Besides, because people can touch different kind of information online, they are easily learn some bad messages, which is bad for their growing.

To sum up, everything has two sides. Internet also has advantages and disadvantages. But as far as I’m concerned, Internet has more advantages than disadvantages if people use it in a proper way.

翻译：随着高新技术的发展，互联网越来越受欢迎。无论是儿童还是老年人都知道如何使用因特网。互联网的出现给人们带来很多好处，而人们也发现带来了危害。

首先，网络给人们带来了很多便利和丰富多彩的世界。通过互联网人们可以在家里买所有的东西，了解各种信息，与来自世界各地的人交友等等。没有互联网，人们不可能享受到那些好处。此外，因为有很多人在网上购物，对快递员的需求也日益增加。这给许多人创造了就业机会。然而，互联网也给人们带来不利。由于互联网的美妙，很多人都沉迷于它。由于沉迷于玩电脑游戏而荒废学业或工作。再者，因为人们可以在网上接触到各种各样的信息，他们很容易看到一些不良的信息，这对他们的成长是有害的。

总之，任何事物都有两面性。互联网也有优点和缺点。但就我而言，如果人们正确使用互联网的话，它的优点优于缺点。

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❾ 网上购物的利弊英语作文

With the development of the Internet and the popularization of computers, shopping on the Internet has become a commonplace in our life. Here consumers can buy almost everything they need.
Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience. People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like. This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person. The goods come in all shapes, sizes and colors on the Internet. All they need to do is to sit in front of their computers and click the mouses. The commodities they order will be delivered to them promptly.
However, shopping on the Internet also has its disadvantages. The first disadvantage is that the consumers can't see the goods or try them on personally. Sometimes, the real goods may not be the same as what they have seen on the computer. The second disadvantage is that some shops on the Internet are not registered. They will never deliver anything to you after they get the money from you. Once cheated, you will find that you have nowhere to go to complain.

❿ 网贷的利与弊英语作文

Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.