A. 不良贷款余额与不良贷款两个名词有无区别
有,不良贷款是指某笔贷款,不良贷款余额是指某笔贷款的不良金额
B. 急求商业银行不良贷款问题方面的英文文献 最好是pdf格式的 用于毕业论文文献翻译
我知道真像了 我自己再找了
C. 怎么从财务报表中查看不良贷款余额
财务报表中无法看出,需从征信报告上来看。
如果财务报表是经过审计的可以从审计报告里看。
如果财务报表未经过审计那里面的数据也没多大参考意义
D. 哪位高手帮我把这段文字翻译成英文。谢谢!~~
My personal consumer credit difficulties and Countermeasures
Abstract : China's financial institutions, rapid growth of loans today, performing loans still slow decline. With personal consumption credit rapid development, the strengthening of financial institutions in credit management, financial institutions can not be overlooked. As the market economy continues to develop, the GDP increase year by year, China's urban and rural residents more and more disposable income, graally improve people's living standards. Have a higher income people changing consumer concepts, and the consumer economy is increasingly large number of businesses and indivials to. Vigorously develop the personal consumer credit business, and expand domestic consumer demand and stimulate economic growth, is the state in recent years to use monetary policy to the implementation of effective macro-control means, the commercial banks to explore new business accelerate their development of new growth points. From my personal consumer credit business and the status of some of the problems, raise the personal consumer credit business management difficult and countermeasures.
Keywords : personal consumer credit business, personal credit system, consumer credit risk, information asymmetry
E. 不良贷款余额分类
正常、关注、次级、可疑和损失,后三个是不良贷款
F. 不良贷款余额是什么
按五级分类,次级/可疑/损失类贷款为不良贷款,不良贷款余额就是这些贷款的余额
G. 谁能找到2010-2019银行业金融机构不良贷款余额数据
没法看,除非找律师才能查到!反应这家金融机构有没有实力,现象?实际现象是他们的余额都不多,因为税多,所以都从其他渠道放款!
H. 请问大家"不良贷款"一词的英文
不良贷款:
1. non-performing loan
2. adversely classified credits
3. non-performing loans
For a long time, China's loan quality is divided into normal and unsound categories in terms of the time limit.
长期以来,中国银行按期限将贷款质量划分为正常贷款和不良贷款。
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be graally set up and substantially rece the proportion of NPLs.
全面推行贷款质量五级分类方法,逐步成立金融资产管理公司,大幅度降低不良贷款比例。
We should practice the five-category assets classification for bank loans and graally set up financial assets management companies to handle the non-performing loans now held by banks. We should implement a strict responsibility system for the quality of new bank loans.
推行贷款质量五级分类办法,逐步建立金融资产管理公司,负责处理银行原有的不良信贷资产,对银行新增贷款质量实行严格的责任制。
Financial assets management companies shall be established in the state-owned commercial banks to process bad assets by law and transfer the debts into shares for the bank loan of some enterprises. This is a very important measure to eliminate financial risk and relieve the burden of enterprises.
在国有商业银行组建金融资产管理公司,依法处置不良资产,对部分企业的银行贷款实行债转股,是化解金融风险,减轻企业负担的重大举措。
Loans on favorable terms
优惠贷款
To furnish credit to.
贷款,提供贷款
agricultural loan
农业贷款
I. 银行不良贷款余额什么意思为什么叫余额
我是农行的,不良贷款余额就是指你还有多少不良贷款没有换上,望采纳