貸款工作英語

㈠ 信貸員英語怎麼說

loan officer

㈡ 各種「貸款」的英文詞彙

instrial loan
工業貸款
agricultural loan
農業貸款
outstanding loans
未償貸款
loan office
貸款處
interest-free loans
無息貸款
ficiary loan
信用貸款
special-purpose loan
專項貸款

貌似全了吧~

㈢ 在公司銀行部負責企業貸款 英語作文

My view on bank loan
Nowadays,it is very popular and comon to have a bank loan for our peaple.someonethink it is good for us to release the pressure on money.However,some one still have the oppoosite view .They think it will make people to depend on bank loan only and do not want to earn money hardly.
But for me,I think bank loan is very convenient and important for us when we need money in a short time,such as when we have to go to hospital and have no money.
So,my viewpoint is that bank loan is benifit fou people.

㈣ 貸款 英文怎麼說

buy
an
apartment
with
a
bank/mortgageloan.如果是抵押貸款，則是mortgage,如果不是，就是普通的銀行貸款。
中國的房子一般都是apartment,國外的獨門獨院的叫做house。
an
apartment
financed
by
a
bank/mortgage
loan
這是名詞表達，意思是用貸款支付的房子。

㈤ 銀行貸款用英語怎麼說

bank loans，英 [bæŋk ləʊn]；美 [bæŋk loʊn]。

例句：

.

不久前你為了買新公寓向銀行申請了貸款？

重點單詞loan的用法

1、釋義

n.貸款；借出

v.借；供應貨款

2、用法

1）用作及物動詞S+～+ n./pron.

I have loaned his bicycle.

我把他的自行車給借出去了。

2）用作雙賓動詞S+～+ pron./n. + n./pron.

Can you loan me your tennis racket?

你能把網球拍借給我用一下嗎?

3）用作名詞 (n.)

The loan is interest free.

這貸款是無息的。

(5)貸款工作英語擴展閱讀

loan同近義詞辨析

1、loan, lease, lend這組詞都有「借出」的意思。其區別是：

lend 是最普通的用語，loan 指「貸與」「借與」，是財會上的正式用語，,一般不用於私人關系的借貸，但在美式英語中， loan 和lend兩個詞通用；lease一般指出租房屋、土地等不動產。

2、lend，borrow，loan這些動詞均含「借」之意。

1）lend指將自己的東西借出給別人，也可用於借喻意義。

2）borrow指從某人或某處借來某物，也可用作比喻。

3）loan指通過正式的手續，借數目較大的貸款。在美國也可指借出東西。

㈥ 關於銀行信貸方面的人員職務用英語都怎麼說

Bank credit to the staff on ty

Bank credit to銀行信貸方面的 the staff 人員on關於 ty職務

㈦ 貸款用英語怎麼說

loan
英 [ləʊn] 美 [loʊn]
n.貸款;借款;借用
vt.借，借給
vi.借出
詞彙難度：CET4 / 考研 / IELTS / TEM4 / TEM8 / BEC
第三人稱單數： loans 復數： loans 現在分詞： loaning 過去式： loaned 過去分詞： loaned
例句

The country has no access to foreign loans or financial aid

I am in need of a loan of a bike for a few weeks

He had kindly offered to loan us all the plants required for the exhibit

Many of these are on display in the Museum, but some have been sent out on loan to other museums.

David Speedie, on loan from Southampton, scored his first goal for Birmingham

㈧ 貸款經理英語怎麼說

loan service officer, is better

㈨ 一般學金融的能選什麼工作英文作文

經濟學人：加拿大的住宅市場
Finance and Economics; 財經；
Canada's housing market; 加拿大的住宅市場；
Time for a bigger needle; 該出手時就出手；
The latest attempt to prick a bubble;戳破泡沫的最新舉措；
經濟學人：
Canada's
reputation for financial regulation is starry. Its banksgot through the
crisis unscathed. According to Moody's, a ratings agency, Royal Bank of
Canadasits alongside HSBC and JPMorgan Chase in the top tier of global
banks. And Canadianpolicymakers are old hands at pulling
「macroprudential」 levers of the sort now in vogue amongrich-world
central banks.
加拿大的金融監管一向廣受贊譽.它的銀行業在這場危機中做到了獨善其身.根據評級機構穆迪的報告,加拿大皇家銀行與匯豐銀行以及摩根大通同列,躋身全球銀行界的第一梯隊.同時,加拿大的政策制定者也是運用宏觀審慎政策的老手,這一政策如今也常被其他富國的央行使用.
But
questions still nag. Some say that Canada's banks are flattered by a
huge indemnity offeredby Canada Mortgage and Housing Corp (CMHC), a
public institution that insures mortgages witha loan-to-value ratio of
more than 80%. CHMC's book grew to 567 billion Canadian Dollar(557
billion Dollar) in 2011, up from 345 billion Canadian Dollar four years
earlier. And Canada'shousing market looks very frothy on some measures:
The Economist's analysis of price-to-rentratios suggests that Canadian
properties were about 75% above their long-run 「fair value」 in thefirst
quarter of 2012 (see chart). Although less than 0.5% of CHMC's mortgages
are in arrears, such exuberance is a worry. The central bank recently
labelled housing as 「the most importantdomestic risk to financial
stability in Canada」.
但是,仍有問題纏身.部分人士認為,加拿大的銀行被加拿大抵押和住房公司（CMHC）提供的巨額補償
金美化了,CMHC是一家為貸款估值比率超過80%的抵押貸款提供保險的公共機構.在2011年,CHMC的抵押貸款額從四年前的3450億增長到了
5670億加元（合5570億美元）.並且,從一些指標來看,加拿大的房地產充斥著泡沫：《經濟學人》以房價租金比所做的分析顯示,在2012年第一季
度,加拿大的物業價格高出它們的長期公允價值75%.縱然僅有低於0.5%的CHMC抵押貸款存在拖欠的情況,但這樣的繁榮仍讓人憂慮.最近,央行也冠以
樓市 「危及加拿大金融穩定性的最大國內隱患」.
Repeated efforts by policymakers to take the
heat out of housing have not had a noticeableeffect. So on June 21st Jim
Flaherty, the finance minister, had another go, his fourth in
fouryears. Some of the new measures were cosmetic. Buyers of homes worth
more than 1m Dollarhave been able to get mortgage-default insurance
from CMHC with a downpayment of only 5%. In practice, it is hard to find
buyers in this bracket who do not have lots of equity in their homes.
But after July 9th mortgages for homes of this value will not be
eligible for CMHC coverage.
政策制定者們給樓市降溫的不斷嘗試並無明顯成效.於是,在6月21日,加拿大財長吉姆·
費拉逖,在四年來第四次出台了一些新舉措.新措施中的一些不過是表面功夫.價值過百萬美元住宅的買主能得到由CMHC擔保的債務違約保險以及首付僅付5%
的優惠待遇.而事實上,很少有這類購房者在購房時不以大量自有資金支付價款的.不過,在6月9日之後,這類住宅將不再適用於CMHC的保險范圍.
Other
measures have more teeth. The maximum amortisation period for a
mortgage will now be25 years, down from 30. That should hurt demand:
last year about 40% of new mortgages werefor terms longer than that.
Refinancing a home will be allowed only up to 80% of its value, downfrom
85%. Homebuyers will have to demonstrate their housing costs are no
more than 39% oftheir gross household income. On top of Mr Flaherty's
measures, the Office of theSuperintendent of Financial Institutions,
Canada's banking regulator, slapped a loan-to-value limitof 65% on
borrowing against home equity.
其他那些則更為有力.抵押貸款最長還貸期限如今將從30年降低至25年.這勢必將
減少需求：去年約有40%的新貸款的期限是超過25年的.允許的房屋再融資的上限從房屋價值的85%降至只有80%.購房者還須證明他們的住房支出不超過
家庭總收入的39%.費拉逖的舉措中,緊隨其後的是,加拿大的銀行監管部門,聯邦金融機構監督辦公室,將貸款和自有資金間的貸款估值比率的限制猛降至
65%.
Craig Alexander, the chief economist for TD Financial Group,
estimates all this will be theequivalent of about a 1% rise in mortgage
rates for most homebuyers. He believes that willproce a slow unwinding
of the housing market. If he is right, and Mr Flaherty's
variousinterventions avoid the collateral damage that would be caused by
an actual interest-rate rise, Canada's admirers will have another thing
to swoon over.
多倫多道明銀行金融集團首席經濟學家,克雷格·亞歷山大估計,所有這些措施對於購房者而言將等同於抵押貸款利率上
升1%.他認為這將促使房產市場緩慢回歸.如果他的觀點正確,並且費拉逖的各種干預手段能夠避免可能引發實際利率上升的附帶傷害,那麼如此一來,加拿大的
崇拜者們又將有一個可以津津樂道的話題了.

㈩ 求關於"存款"和"貸款"業務的英語短篇(搭邊的都行)十分感謝viki

�Corporate Demand Deposits

Demand deposits take the form of deposits in the settlement account and in the fund account of businesses and non-profit organizations, and may be withdrawn at any time.
Demand deposits are managed by account. There are four types of demand deposit accounts, namely basic deposit account, general deposit account, temporary deposit account and special-purpose deposit account.

Target Client
Businesses, non-profits, government agencies, military units, associations, proprietors and indivials within the PRC who are eligible according to PBC regulations may open a demand deposit account at a CCB branch.

Interest
Interest rates are set by the PBC. Interest on corporate demand deposits are paid at the rate published on the date of interest settlement, even though the rate may have changed between the date of depositing and that of interest settlement.

Open a Demand Deposit Account
1、Basic Deposit Account

A basic deposit account is one that the depositor uses for day-to-day account transfer settlement and cash receipt & payment. It is the only type of account available for the withdrawal of salaries and bonuses. Each depositor is restricted to one basic deposit account at the bank.

（1）

The following depositor may apply for a basic deposit account at the local CCB branch

a legal-person business;
a branch that operates independently within a legal-person business;
a treasury department that manages budgetary and extra-budgetary funds;
a government agency or non-profit that operates on the government budget;
a military or armed-police unit above the county level;
a foreign institution in China;
an association;
a cafeteria, hotel or kindergarten affiliated with an organization;
an organization』s permanent office in a city away from the headquarters.
a proprietor or independent contractor.
（2）

The depositor must present one of the following documents when opening a basic deposit account

the original of its legal-person Business Permit or Operations Permit issued by the local instrial and commercial administration;
a statement of approval from the central or local organizational structure committee, human resources department, or civil affairs department;
a statement of approval from a military unit at or above the corps commander level, or from the finance department of the armed police headquarters;
a statement of approval from the organization with which the depositor is affiliated;
a statement of approval from the competent authorities of the city where a permanent office is located;
an outsourcing agreement signed by both the contractor and his/her client.
2、General Deposit Account

A general deposit account is used by a branch that does not operate independently and that is located away from the parent organization that holds a basic deposit account. The depositor may use the account for transfer settlement or cash payment, but may not make cash withdrawal.

（1）The client is eligible to open a general deposit account at a CCB branch if:

it receives a loan from CCB branch
it is a branch that does not operate independently and that is located away from the parent organization that holds a basic deposit account
（2）The client must present one of the following documents to the bank when opening a general deposit account

a loan contract or loan receipt
a statement of approval from the basic account depositor with which the dependent branch is affiliated
3、Temporary Deposit Account

A temporary deposit account is one opened for temporary operations. The depositor can use it for transfer settlement or for accepting or paying cash according to regulations.

（1）The client may apply to a CCB branch for a temporary deposit account if:

it is a temporary office away from the headquarters;
and the account is necessary for temporary operations.
（2）The depositor must present one of the following documents when applying for a temporary deposit account

a temporary license issued by the local instrial and commercial administration;
a statement of approval from the local competent authorities for the establishment of the temporary office.
4、 Special-purpose Deposit Account

The special-purpose deposit account is one opened for special purposes.

（1）The client may apply to CCB for a special-purpose deposit account for the following types of funds

funds for capital construction
funds for renovation
Funds for a special purpose and meriting a special account
（2）The client must present one of the following documents when opening a special-purpose account

a statement from competent authorities approving the project;
An acceptable government document

Fixed Asset Loan

Standard Definition

The fixed asset loan is a medium or long-term RMB or foreign currency loan made to the borrower for the construction, purchase or upgrading of fixed assets projects or supporting facilities.

Overview

A business or non-profit registered with the instrial and commercial administration may apply for a fixed asset loan when building plants, purchasing equipment or investing in other fixed assets. The borrower must meet the requirements of the 「Loan General Principles」 and those of the bank. Its projects must meet the following requirements: compliance with instrial policies and the bank』s credit policies; a capital ratio of at least 20%; definite sources of guaranteed supporting funds; advanced and adaptable technology and equipment; reliable sources of raw materials, fuel and energy, and compliance with environmental standards; marketable procts, competitiveness and reasonable returns that supports repayment; project management of green-field project.

Use

The loan is primarily used for the construction, purchase and upgrading of fixed asset projects and supporting facilities.

Categories

The loan may be either a capital construction loan or a technological renovation loan.

The capital construction loan is a medium or long-term loan used for capital construction, whether major, large-scale, medium or small projects. The technological renovation loan is a medium or long-term loan used for technological renovation, and may be either an upper-limit or lower-limit loan.

Currencies and Terms

1. Currencies: The loan is offered in both the RMB and foreign currencies.

2. Terms: For the capital construction loan, three years maximum for small projects, eight years maximum for large or medium projects, with the actual term determined according to project evaluation. For the technological renovation loan, generally five years for the upper-limit loan, six years maximum; generally three years for the lower-limit loan, five years maximum; with the actual term determined according to project evaluation.

Price

Set according to PBC or CCB regulations on loan interest.

Service Providers and Networks

The corporate services departments of CCB branches market the loan. They process applications, assess projects and provide customer services.

Client Process

1、Application

When the client files a loan application, it must provide: its operations permit; institutional code certificate; legal representative identification certificate; loan certificate; financial statements and auditing reports verified by a treasury department or a CPA firm for the previous three years and the previous month (if the business is less than three years old, it must provide all available financial statements); tax registration certificate; corporate contract or charter; list of directors, executives, and financial managers, and a sample of their signatures.

If the application is made by an authorized agent, the original of the legal representative』s authorization letter must be provided; if the client is a limited liability company, joint-stock company, joint venture or contractor company, documents that indicate the board of director』s or the contracting organization』s consent to the application must be provided.

Guarantor-related Documents; the client must provide background information on the project before applying for a 「Statement of Loan Intent.」 Before the client applies for a 「Statement of Loan Commitment」 and for a loan, it must provide: a project feasibility study; project budget information (original or photocopies); report on project preparation; documentation of self-raised funds, of measures to raise capital construction funds and operating funds not covered by the loan, and of sources of funds already raised; other documents required by CCB.

2、Sign the Contract

If CCB approves the loan, it will sign a loan agreement and a guaranty agreement with the client. If the CCP does not approve the loan, it will notify the client in a timely and definite fashion.

3、Guaranty

After signing the agreement, the borrower must provide a third-party guarantor, mortgages or pledges. It may need to register the mortgage, purchase insurance for the mortgaged property, or deposit the pledged rights with the bank.

4、Loan Disbursement

When the client completes the above proceres, the loan contract comes into effect. The bank may disburse the loan to the borrower, who may withdraw the loan amount for the uses specified in the contract.

5、Repayment. The borrower must repay the loan on time.

自己刪選一下.....