無流水能貸款買車嗎

A. 娌″伐浣滄祦姘磋兘璐鋒句拱杞﹀悧錛

娌℃湁閾惰屾祦姘村彲浠ヨ捶嬈句拱杞﹀悧錛

嫻佹按鍙鏄鍏朵腑涓欏癸紝鍏蜂綋鍙浠ュ弬鑰冧互涓嬭祫鏂欙細
璐鋒炬墍闇璧勬枡錛
1.鍊熸句漢鐨勬湁鏁堣韓浠借瘉銆佹埛鍙ｇ翱錛
2.濠氬Щ鐘跺喌璇佹槑錛屾湭濠氱殑闇鎻愪緵鏈濠氳瘉銆佸凡紱誨氱殑闇鍑哄叿娉曢櫌姘戜簨璋冭В涔︽垨紱誨氳瘉錛堟敞鏄庣誨紓鍚庢湭鍐嶅氾級錛
3.宸插氶渶鎻愪緵閰嶅伓鐨勬湁鏁堣韓浠借瘉銆佹埛鍙ｇ翱鍙婄粨濠氳瘉錛
4.鍊熸句漢鐨勬敹鍏ヨ瘉鏄庯紙榪炵畫鍗婂勾鐨勫伐璧勬敹鍏ヨ瘉鏄庢垨綰崇◣鍑璇佸綋鍦幫級錛
鎵╁睍璧勬枡錛
閾惰屾祦姘存槸鎸囬摱琛屾椿鏈熻處鎴(鍖呮嫭媧繪湡瀛樻姌鍜岄摱琛屽崱)鐨勫瓨鍙栨句氦鏄撹板綍銆傛牴鎹璐︽埛鎬ц川涓嶅悓鍒嗕負涓浜烘祦姘村拰瀵瑰叕嫻佹按銆傞摱琛屾祦姘存槸璇佹槑涓浜烘垨鍏鍙告敹鍏ユ儏鍐電殑涓縐嶈瘉鏄庢潗鏂欙紝鏄鍚戦摱琛岀敵璇瘋捶嬈炬墍蹇呴』鐨勬潗鏂欍
閾惰屾祦姘存槸璇佹槑涓浜烘垨鍏鍙告敹鍏ユ儏鍐電殑涓縐嶈瘉鏄庢潗鏂欙紝鏄鍚戦摱琛岀敵璇瘋捶嬈炬墍蹇呴』鐨勬潗鏂欍
鍙傝冭祫鏂:鐧懼害鐧劇-閾惰屾祦姘

娌℃湁閾惰岀殑嫻佹按璐﹀崟鑳借捶嬈句拱杞﹀悧

涔拌濺璐鋒炬槸闇瑕佹彁渚涢摱琛屾祦姘寸殑錛屾寜鐓уぇ澶氭暟璐鋒炬満鏋勭殑瑕佹眰錛屽熸句漢鍔炵悊奼借濺璐鋒炬椂闇瑕佹彁渚涜繎鍏涓鏈堢殑閾惰屾祦姘淬備絾鏄娌℃湁嫻佹按鐨勮瘽錛岃繕嬈捐兘鍔涜瘉鏄庢潗鏂欐槸蹇呴』鐨勩
閾惰屾祦姘磋處鍗曚織縐伴摱琛屽崱瀛樺彇嬈句氦鏄撳硅處鍗曪紝涔熺О閾惰岃處鎴蜂氦鏄撳硅處鍗曘傛寚鐨勬槸瀹㈡埛鍦ㄤ竴孌墊椂闂村唴涓庨摱琛屽彂鐢熺殑瀛樺彇嬈句笟鍔′氦鏄撴竻鍗曘備竴鑸閾惰岄渶瑕佷綘鏈榪戝崐騫寸殑閾惰屽嚭鍏ヨ處錛岃瘉鏄庝綘鐨勬敹鍏ュ拰鏈夋病榪樻捐兘鍔
涓鑸錛屼笉綆℃槸閾惰岃繕鏄奼借濺閲戣瀺鍏鍙稿湪鍔炵悊璐鋒句拱杞︿笟鍔℃椂閮戒細瑕佹眰鍊熸句漢鎻愪緵涓瀹氱殑鐢寵鋒潗鏂欙紝姣斿傝磋韓浠借瘉錛屾敹鍏ヨ瘉鏄庣瓑絳夛紝涓嶇劧閾惰岀殑嫻佹按璐﹀崟涔熻屻
浣嗘槸濡傛灉浣犳瘡鏈堢殑宸ヨ祫鏄浠ョ幇閲戝彂鏀劇殑璇濓紝寰堝氫漢鍦ㄤ笉鑳芥彁渚涢摱琛屾祦姘寸殑鎯呭喌涓嬶紝渚挎壘涓浜涗腑浠嬪仛鍋囨祦姘達紝鍏跺疄鐢ㄨ繖縐嶆祦姘磋捶嬈劇殑椋庨櫓杈冮珮錛屼竴緇忛摱琛屾煡瀹烇紝涓嶄絾浼氱暀涓嬩笉鑹淇＄敤璁板綍錛岃捶嬈劇敵璇蜂篃灝嗚鎷掋
鍏跺疄錛屽逛簬宸ヨ祫浠ョ幇閲戝彂鏀劇殑浜烘潵璇達紝涔熷苟涓嶆槸鏃犺礬鍙寰錛岀幇鍦ㄥ緢澶氳捶嬈炬満鏋勪篃鎺ュ彈鑷瀛樻祦姘淬備篃灝辨槸璇達紝鍊熸句漢鍦ㄦ瘡鏈堝滻瀹氱殑鏃墮棿寰鍚屼竴璐︽埛涓瀛樺叆鍥哄畾閲戦濓紝浠ヨ幏鍙栬嚜瀛樻祦姘達紝涓嶈繃鑷瀛橀摱琛屾祦姘存椂錛岄渶瑕佹敞鎰忎袱鐐癸細
1銆佸繀欏諱繚璇佽ユ祦姘寸殑榪炵畫銆佺ǔ瀹氭с
2銆佽嚜瀛樻祦姘存椂闂磋嚦灝戞湁3-6涓鏈堛
璐鋒捐喘杞︼紝鎵撳嵃閾惰屾祦姘寸殑9澶ф妧宸э細
1.鍔炵悊杞﹁捶鎵撳嵃嫻佹按鏃訛紝蹇呴』鏄鎴姝㈠埌褰撴湀鐨勬祦姘存槑緇嗐
2.濡傛灉嫻佹按涓嶈凍6涓鏈堬紝鑷沖皯涔熻佹墦鍗拌繎鏈3涓鏈堢殑銆
3.濡傛灉浣欓濆お灝戠殑璇濓紝鎴戜滑寤鴻鎮錛屾墦鍗伴摱琛屾祦姘村墠錛屽厛瀛樺叆鍗″唴閮ㄥ垎璧勯噾錛屽崱鍐呬綑棰濇渶濂芥帴榪戣喘杞︾殑棣栦粯嬈撅紝榪欐牱瀵硅捶嬈劇殑欏哄埄鎵瑰嶆湁杈呭姪浣滅敤銆
4.閾惰屾祦姘存墦鍗板嚭鏉ヤ互鍚庯紝鍦ㄦ瘡騫寸殑3銆6銆9銆12鏈堜喚鐨21鏃ワ紝鏈夐摱琛岀粨鎮鐨勯噾棰濓紝濡傛灉涓嶈凍涓鍏冮挶錛岄偅灝辮佹敞鎰忎簡錛岀粨鎮灝戱紝璇存槑鎮ㄧ殑璧勯噾鍦ㄦ祦鍔ㄦ椂錛屾ヨ繘鎬ュ嚭錛屽湪璐︽埛涓鍋滅暀鐨勬椂闂寸煭錛屾墍浠ュ埄鎮灝卞皯銆傝繖鏃訛紝鏈濂芥墦鍗板叾浠栭摱琛屽崱鐨勬祦姘達紝鎴栬呰ˉ鍏呴厤鍋跺悕涓嬬殑嫻佹按錛屼綔涓哄姞鍒嗛」銆
5.閾惰屽瑰伐璧勬祦姘存儏鏈夌嫭閽燂紝鑳藉熼潪甯哥洿瑙傜殑鏄劇ず鍑烘敹鍏ユ按騫崇殑澶氬皯錛岃屼笖姣忔湀閮芥槸鍥哄畾鏃ユ湡鍙戞斁宸ヨ祫錛岀ǔ瀹氫笖鎸佺畫銆
6.宸ヨ祫鍙戠幇閲戠殑鏈嬪弸錛屽彲浠ヨ嚜宸卞仛鍑衡滃伐璧勬祦姘粹濓紝姣忔湀宸ヨ祫鍙戝埌鎵嬩互鍚庯紝鍏堝瓨鍒拌嚜宸卞叾浠栫殑鍗￠噷錛岀劧鍚庣敤緗戦摱杞璐︾殑鏂瑰紡錛岀粰鑷宸辮漿鍒板彟澶栦竴寮犲崱鍐咃紝鎽樿佹垨鑰呭囨敞閲屾敞鏄庘滃伐璧勨濅袱瀛楋紝榪欐牱鎵撳嵃鍑烘祦姘村悗錛屽氨鑳戒綔涓鴻嚜宸辯殑宸ヨ祫嫻佹按浜嗐
7.鍋氫釜浣撶粡钀ョ殑鏈嬪弸錛屾潵寰甯愪細寰堝氾紝嫻佹按涔熷緢濂姐備絾鏄涔熸湁鐨勫嚑涔庨兘鏄鐜伴噾浜ゆ槗錛屽拰閾惰屼笉鎬庝箞鎵撲氦閬擄紝榪欐椂鍊欐庝箞鍔炲憿錛熻繖縐嶆儏鍐靛彲浠ョ敤瀹氭湡瀛樺崟鏉ヤ唬鏇挎祦姘達紝鎴栬呬篃鍙浠ョ敤鐩寸郴浜插睘錛堢埗姣嶃佸瓙濂籌級鍚嶄笅鐨勯摱琛屾祦姘達紝瀹氭椿涓や究鐨勫瓨鍗曪紙鍒氬垰瀛樼殑涓嶇畻錛岃嚦灝戜篃瑕佷竴涓鏈堜互涓婏級銆佸瓨鎶橀兘鍙浠ョ殑銆
8.瀹炲湪鎷誇笉鍑烘祦姘寸殑錛屽氨瑕佽冭檻鍏朵粬鍔炴硶浜嗭紝瑕佷箞閫夋嫨涓嶉渶瑕佹彁渚涙祦姘寸殑閲戣瀺鏈烘瀯鍔炵悊璐鋒撅紝瑕佷箞灝辮佹妸璐杞﹁″垝寤舵湡3涓鏈堬紝鍦ㄦ湭鏉ョ殑3涓鏈堝唴錛岃嚜宸卞仛嫻佹按錛屽氨鏄緇忓父鍚戣嚜宸辯殑鍗￠噷瀛樺彇涓浜涢挶錛屾渶濂芥瘡鏈堟湁涓閮ㄥ垎鐨勭粨浣欙紝瀛樺湪鍗￠噷涓嶈佸畬鍏ㄥ彇鍑恆傚崱鍐呮瘡鏈堢殑榪涜處涓瀹氳佸ぇ浜庡嚭璐︾殑閲戦濓紝璧風爜瑕佹湁鍓╀綑澶т簬鏈堜緵鐨勯挶銆
9.鎵撳嵃閾惰屾祦姘翠竴瀹氳佸湪閾惰岃惀涓氱綉鐐圭殑鏌滃彴鎵撳嵃錛孉TM鏈鴻嚜鍔╂墦鍗板嚭鏉ョ殑嫻佹按錛岃處鎴峰悕鍜屽崱鍙蜂竴鑸鏄鏄劇ず涓嶅畬鏁寸殑錛岃繖鏍風殑嫻佹按鎻愪氦緇欓噾鋙嶈捶嬈炬満鏋勶紝鍙鑳芥槸鏃犳晥錛屾棤娉曟牳瀵廣

B. 璐鋒句拱杞﹂摱琛屾祦姘翠笉澶熷拫鍔烇紵

涓銆佽捶嬈句拱杞﹂摱琛屾祦姘翠笉澶熷拫鍔烇紵

璐鋒句拱杞﹂摱琛屾祦姘翠笉澶熸槸涓嶈兘鐢寵瘋捶嬈劇殑錛屽熻捶鑰呭彲浠ョ瓑閾惰屾祦姘村熶簡鍦ㄧ敵璇鳳紝涓鑸璐鋒句拱杞﹂渶瑕佹弧瓚抽摱琛岀殑鐢寵鋒潯浠舵墠鍙浠ョ敵璇楓傝捶嬈句拱杞︾殑鐢寵鋒潯浠訛細閾惰屾祦姘達紱騫撮緞涓18-65鍛ㄥ瞾鐨勮嚜鐒朵漢錛涜兘鎻愪緵鍥哄畾鍜岃︾粏浣忓潃璇佹槑錛涘叿鏈夌ǔ瀹氱殑鑱屼笟鍜屾敹鍏ワ紝鏈夊伩榪樻湰鎮鐨勮兘鍔涳紱涓浜虹ぞ浼氫俊鐢ㄨ壇濂斤紝鏃犱笉鑹淇＄敤璁板綍錛涙寔鏈夐摱琛岃ゅ彲鐨勮喘杞﹀悎鍚屾垨鍗忚錛涢摱琛岃勫畾鐨勫叾瀹冩潯浠躲傝捶嬈句拱杞︾殑璧勬枡錛氳韓浠借瘉錛涙埛鍙ｇ翱鎴栧叾浠栨湁鏁堝眳鐣欒瘉浠跺師浠訛紝騫舵彁渚涘叾澶嶅嵃浠訛紱鑱屼笟鍜岀粡嫻庢敹鍏ヨ瘉鏄庯紱涓庣粡閿鍟嗙捐㈢殑璐杞﹀崗璁錛涘悎鍚屾垨鑰呰喘杞︽剰鍚戜功銆傝捶嬈句拱杞︾殑嫻佺▼錛氬湪閾惰岀壒綰︾粡閿鍟嗗勯夋嫨奼借濺騫剁捐㈣喘杞﹀崗璁鎴栧悎鍚岋紱鍊熸句漢鍚戣捶嬈捐岀敵璇蜂釜浜烘苯杞︽寜鎻璐鋒撅紱緇忚皟鏌ュ悓鎰忓悗絳捐㈠悎鍚岋紱閾惰屾斁嬈俱

浜屻侀摱琛屾祦姘存庝箞鍋氾紝璐鋒句拱杞﹂摱琛屾祦姘存湁浠涔堣佹眰錛

涓鑸錛屼笉綆℃槸閾惰岃繕鏄奼借濺閲戣瀺鍏鍙稿湪鍔炵悊璐鋒句拱杞︿笟鍔℃椂閮戒細瑕佹眰鍊熸句漢鎻愪緵涓瀹氱殑鐢寵鋒潗鏂欙紝姣斿傝磋韓浠借瘉錛屾敹鍏ヨ瘉鏄庣瓑絳夛紝涓嶇劧閾惰岀殑嫻佹按璐﹀崟涔熻屻備絾鏄濡傛灉浣犳瘡鏈堢殑宸ヨ祫鏄浠ョ幇閲戝彂鏀劇殑璇濇庝箞鍔?寰堝氫漢鍦ㄤ笉鑳芥彁渚涢摱琛屾祦姘寸殑鎯呭喌涓嬶紝渚挎壘涓浜涗腑浠嬪仛鍋囨祦姘達紝鍏跺疄鐢ㄨ繖縐嶆祦姘磋捶嬈劇殑椋庨櫓杈冮珮錛屼竴緇忛摱琛屾煡瀹烇紝涓嶄絾浼氱暀涓嬩笉鑹淇＄敤璁板綍錛岃捶嬈劇敵璇蜂篃灝嗚鎷掋傚叾瀹烇紝瀵逛簬宸ヨ祫浠ョ幇閲戝彂鏀劇殑浜烘潵璇達紝涔熷苟涓嶆槸鏃犺礬鍙寰錛岀幇鍦ㄥ緢澶氳捶嬈炬満鏋勪篃鎺ュ彈鑷瀛樻祦姘淬備篃灝辨槸璇達紝鍊熸句漢鍦ㄦ瘡鏈堝滻瀹氱殑鏃墮棿寰鍚屼竴璐︽埛涓瀛樺叆鍥哄畾閲戦濓紝浠ヨ幏鍙栬嚜瀛樻祦姘達紝涓嶈繃鑷瀛橀摱琛屾祦姘存椂錛岄渶瑕佹敞鎰忎袱鐐癸細

1銆佸繀欏諱繚璇佽ユ祦姘寸殑榪炵畫銆佺ǔ瀹氭;

2銆佽嚜瀛樻祦姘存椂闂磋嚦灝戞湁3-6涓鏈堛

涓夈佽捶嬈句拱杞﹂摱琛屾祦姘翠笉澶熷拫鍔

涓鍒鍦版柟鐨勪拱杞﹁捶嬈捐佹眰鏈堟祦姘存槸鏈堣繕嬈鵑濈殑2.5鍊嶄互涓

鍥涖佹寜鎻浜嗕竴杈嗚濺閾惰屾祦姘翠笉澶熸庝箞鍔

榪戝崐騫寸殑
鍔炵悊奼借濺璐鋒炬祦紼嬶紝涓鑸錛岃捶嬈句漢鏄涓浜烘湁鏁堣韓浠借瘉浠躲傚寘鎷灞呮皯韜浠借瘉銆佹埛鍙ｇ翱絳夈傚熸句漢宸插氱殑璇鋒彁渚涢厤鍋剁殑韜浠借瘉鏄(娉錛氬悓絳夋潯浠朵笅錛屽凡濠氫漢澹姣旀湭濠氫漢澹鏇村規槗鑾峰緱璐鋒)杞﹁捶瑙勫畾濡備笅錛
闇瑕佹彁渚涚殑鐢寵鋒潗鏂欙細
涓浜烘湁鏁堣韓浠借瘉浠躲傚寘鎷灞呮皯韜浠借瘉銆佹埛鍙ｇ翱絳夈傚熸句漢宸插氱殑瑕佹彁渚涢厤鍋剁殑韜浠借瘉鏄庯紱
鐢辨苯杞︾粡閿鍟嗗嚭鍏風殑璐杞︽剰鍚戣瘉鏄庯紱
鎴風睄璇佹槑鎴栭暱鏈熷眳浣忚瘉鏄庯紱
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