大学生网上贷款的利弊英语作文

A. online loan英语作文

写作思路：围绕“online loan”借贷的中心思想，结合自身感受得描述，正文：

Ever since colleges started to charge the students for the ecation they receive, there has always been a problem for some students, especially for those from remote rural regions.

to get the money for it.

自从大学开始对学生接受的教育收费以来，一些学生，尤其是来自偏远农村地区的学生，一直难以获得这笔钱。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his ecation in this way is increasing.

因此，政府向他们提供了向银行借钱的选择。调查显示，以这种方式资助他教育的学生人数正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract.

The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些学生，虽然不多，没有按照他们在合同中承诺的那样偿还贷款。银行很难处理这个问题。政府也无法有效帮助银行。

I think there is more than one reason for this. Dishonesty may be one but not the major one.

As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我觉得这个原因不止一个。不诚实可能是原因之一，但不是主要原因。众所周知，我们正在经历一个经济发展的特殊阶段，在这个阶段，人力资源的供应远远大于需求。

So many students are not able to find a well-paid job. How can they pay the loans back?

To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多学生找不到高薪工作。他们怎么还贷款？要解决这个问题，我认为政府应该努力让整个经济平稳发展，创造更多的就业机会。

online loan翻译是：网上贷款。

网上贷款其实并不难理解，一切认证、记账、清算和交割等流程均通过网络完成，借贷双方足不出户即可实现借贷目的，而且一般额度都不高，无抵押，纯属信用借贷。

网上贷款分为b2c模式和c2c（p2p）模式。

B. 大学生偿还贷款主题英文作文

国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。自1999年实施以来，在缓解贫困大学生的就学资金压力方面起到了一定的积极作用，但目前由于国家助学贷款制度仍存在政策设计方面的缺陷，贷款的实际覆盖率还很低，而且出现了高违约率现象，严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

C. 网购的利弊英语作文带翻译怎么写

写作思路：写出网购的优点和缺点，对于优点和缺点，分开举例说明。
正文：
With the development of the Internet and the popularization of computers,shopping on the Internet has become a commonplace in our life.
译文：随着互联网的发展和计算机的普及，网上购物已经成为我们生活中的一个普遍的问题。
Here consumers can buy almost everything they need.
译文：在这里，消费者可以买到他们所需要的一切。
Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience.
译文：网上购物有很多好处，其中最重要的也许是它的方便。
People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like.
译文：人们不必浪费大量的精力和宝贵的时间去从一个商店到另一个选择他们喜欢的商品。
This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person.
译文：这对于那些不能亲自去商店的老人、病人和忙碌的人来说尤其可取。
The goods come in all shapes, sizes and colors on the Internet.
译文：这些货物在网上的各种形状,大小和颜色都有。
All they need to do is to sit in front of their computers and click the mouses.
译文：所有他们需要做的是坐在电脑前点击鼠标。
The commodities they order will be delivered to them promptly.
译文：他们所订购的商品将及时送到他们的。
However, shopping on the Internet also has its disadvantages.
译文：然而，在互联网上购物也有其缺点。
The first disadvantage is that the consumers can't see the goods or try them on personally.
译文：第一个缺点是消费者看不到商品或者亲自试用。
Sometimes, the real goods may not be the same as what they have seen on the computer.
译文：有时候，真正的商品可能不一样，因为他们在电脑上看到的。
The second disadvantage is that some shops on the Internet are not registered.
译文：其次是一些商店在网上没有注册。
They will never deliver anything to you after they get the money from you.
译文：在他们从你得到的钱之后,他们永远不会给你提供任何东西。
Once cheated, you will find that you have nowhere to go to complain.
译文：一旦被欺骗，你会发现你无处可去抱怨。

D. 网贷的利与弊英语作文

Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.

E. 求一篇关于学生校园贷款的英语作文，六级考试能用的

晚的英语太厉害了吧，都过六级了。

F. 我对小额贷款公司提供的校园贷款的看法英语作文

小额贷款提供的销售贷款我认为是不对的，因为学生都没有经济偿还的能力。

G. 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

H. 网络的利弊英语作文80带翻译是什么

作文如下：

Nowadays，there is a widespread debate about the influence of the Internet upon peopleslife.Undoubtedly，there are both advantages and disadvantages in the Internet.

如今，关于互联网对人们生活的影响有着广泛的争论。毫无疑问，互联网既有优点也有缺点。

Generally speaking，it is widely believed there are two major positive aspects of the Internet asfollows.Firstly，the Internet has provided us with easy access to the necessary information andmaterials we want for living，learning and entertament.

一般来说，人们普遍认为互联网有以下两个主要的积极方面。首先，互联网为我们提供了生活、学习和创业所需的信息和材料。

And secondly，the Internet haspromoted greatly the efficiency of our daily affairs such as shopping and communicating，saving us a lot of time，energy and money.

其次，互联网极大地提高了我们日常事务的效率，比如购物和交流，节省了我们大量的时间、精力和金钱。

I. 求一篇大学生使用信用卡利弊的英语作文

以下主要从信用卡使用后的影响上面来谈论利与弊，要点包括了过度消费危害和信用卡折扣等，具体如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易让人过度消费，一旦钱变成了数字，我们花的时候，往往比花钞票更大方。控制不好，会造成入不敷出；如果没有按时还款，会产生高额的利息，还会影响你的信用记录。会增加经济负担和以后个人贷款的不便。

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不够次数会产生年费，信用卡提现是要收手续费的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消费，可以享受到合作商户给的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取现是有一定额度的，比如交行是你开通额度的50%。有密码一般不会有危险，即便丢失被破解密码，损失也在一定的范围内。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暂时缓解经济困难，对于一些短时经济有困难的人，无异于雪中送炭，毕竟不用放下面子，向别人借钱；良好的信用记录，对以后申请贷款有一定的便利，有可能会获得更高额度的贷款。

J. 网购的利弊英语作文带翻译是什么

写作思路：写出网购的优点和缺点，对于优点和缺点，分开举例说明。

正文：

With the development of the Internet and the popularization of computers,shopping on the Internet has become a commonplace in our life.

译文：随着互联网的发展和计算机的普及，网上购物已经成为我们生活中的一个普遍的问题。

Here consumers can buy almost everything they need.

译文：在这里，消费者可以买到他们所需要的一切。

Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience.

译文：网上购物有很多好处，其中最重要的也许是它的方便。

People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like.

译文：人们不必浪费大量的精力和宝贵的时间去从一个商店到另一个选择他们喜欢的商品。

This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person.

译文：这对于那些不能亲自去商店的老人、病人和忙碌的人来说尤其可取。

The goods come in all shapes, sizes and colors on the Internet.

译文：这些货物在网上的各种形状,大小和颜色都有。

All they need to do is to sit in front of their computers and click the mouses.

译文：所有他们需要做的是坐在电脑前点击鼠标。

The commodities they order will be delivered to them promptly.

译文：他们所订购的商品将及时送到他们的。

However, shopping on the Internet also has its disadvantages.

译文：然而，在互联网上购物也有其缺点。

The first disadvantage is that the consumers can't see the goods or try themon personally.

译文：第一个缺点是消费者看不到商品或者亲自试用。

Sometimes, the real goods may not be the same as what they have seen on thecomputer.

译文：有时候，真正的商品可能不一样，因为他们在电脑上看到的。

The second disadvantage is that some shops on the Internet are not registered.

译文：其次是一些商店在网上没有注册。

They will never deliver anything to you after they get the money from you.

译文：在他们从你得到的钱之后,他们永远不会给你提供任何东西。

Once cheated, you will find that you have nowhere to go to complain.

译文：一旦被欺骗，你会发现你无处可去抱怨。