Ⅰ 英語里抵押和按揭是一個單詞嗎到底應該如何區分
一般住房的抵押貸款是mortgage
pledge也是抵押，但是這個相當於典當行那種抵押
一般來說，財務上抵押，按揭都是用mortgage
Ⅱ 誰有個人住房借款抵押合同的英文版，急用！！！謝謝
中英對譯如下：
房屋抵押合同
A mortgage contract
抵 押 人：
He is worth:
抵押權人：
The mortgagee:
為確保______年____月____日簽定的____________（以下稱主合同）的履行，抵押人（以下簡稱甲方）願意以其有權處分的房地產作抵押。抵押權人（以下簡稱乙方）經實地勘驗，在充分了解其權屬狀況及使用與管理現狀的基礎上，同意接受甲方的房地產抵押。甲方將房屋抵押給乙方時，該房屋所佔用范圍的土地使用權一並抵押給乙方。 雙方本著平等、自願的原則，同意就下列房地產抵押事項訂立本合同，共同遵守。 第一條 甲方用作抵押的房地產座落於________區________街（路、小區）_____號_____棟_____單元_____層_____戶號，其房屋建築面_______m2，佔地面積_______m2。 第二條 根據主合同，甲乙雙方確認：債務人為____________________；抵押期限自______年____月_____至_____年____月____。 第三條 經房地產評估機構評估，上述房地產價值為人民幣___________________________（大寫），__________（小寫）。根據主合同，雙方確認：乙方債權標的額（本金）：_________________（大寫），__________（小寫），抵押率為百分之__________。 第四條 甲方保證上述房地產權屬清楚。若發生產權糾紛或債權債務，概由甲方負責清理，並承擔民事訴訟責任，由此給乙方造成的經濟損失，甲方負責賠償。 第五條 乙方保證按主合同履行其承擔的義務，如因乙方延誤造成經濟損失的，乙方承擔賠償責任。 第六條 抵押房地產現由___________________________使用。 甲方在抵押期間對抵押的房地產承擔維修、養護義務並負有保證抵押房地產完好無損的責任，並隨時接受乙方的檢查監督。 在抵押期間因使用不當造成毀損，乙方有權要求恢復房地產原狀或提供給乙方認可的新的抵押房地產，在無法滿足上述條件的基礎上，乙方有權要求債務人提前償還本息。 第七條 抵押期間，甲方不得擅自轉讓、買賣、租賃抵押房地產不得重復設定抵押，未經乙方書面同意，發生上述行為均屬無效。 第八條 抵押期間，甲方如發生分立、合並，由變更後承受抵押房地產方承擔或分別承擔本合同規定的義務。甲方被宣布解散或破產，乙方有要要求提前處分其抵押房地產。 第九條 在本合同有效期內，未經甲方同意，乙方變更主合同條款或延長主合同履行期限的，甲方可自行解除本合同。 第十條 本合同生效後，甲、乙任何一方不得擅自變更或解除合同，需要變更或解除本合同時，應經雙方協商一致，達成書面協議，協議未達成前，本合同各條款仍然有效。 第十一條 本合同在執行中若發生爭議，甲乙雙方應採取協商辦法解決或共同向仲裁機構申請調解或仲裁，不能協商或達不成仲裁意向時可向人民法院起訴。 第十二條 在抵押期間，抵押房地產被拆遷改造時，甲方必須及時告知乙方，且根據具體情況，變更抵押合同或以房地產拆遷受償價款償還乙方的本息，並共同到登記機關辦理有關登記手續。 第十三條 抵押期滿，如債務人不能償還債務本息，又未與乙方達成延期協議的，按法定程序處理抵押房地產，清償債務本息。處理抵押房地產所得價款不足以償還債務本息和承擔處理費用的，乙方有權另行追索；價款償還債務本息後有剩餘的，乙方應退還給甲方。 第十四條 本合同未盡事宜，按照房地產抵押管理規定及國家、省、市有關規定辦理。 第十五條 本合同在雙方簽字蓋章後，並經市房地產市場管理部門登記，方為有效。 第十六條 本合同一式三份，甲乙雙方各執一份，房地產市場管理部門存檔一份。 第十七條 雙方商定的其它事項： 甲方（簽章）： 甲方（簽章）： 法定代表人： 法定代表人： 委託代理人： 委託代理人： 地 址： 地 址： 聯系電話： 聯系電話： 合同簽定地點： 合同簽定時間： 年 月 日
To ensure that in _____ _____ on sight, ____________ signed (hereinafter referred to as the main contract), the mortgagor performance (hereinafter referred to as party a) are willing to have the right to dispose of the real estate as a pledge. The mortgagee (hereinafter referred to as party b) based on the inquest, fully understanding the situation in the ownership and use and management on the basis of the current situation, agree to accept party a's real estate mortgage. Party a will mortgage to party b, the building occupies range of land use rights shall be mortgaged together to party b. Both sides in line with the principles of equality, voluntariness, agreed to the following matters of real estate mortgage enter into this contract, and abide by. Article 1 party a the mortgage of the real estate as the main propositions area is located in the main propositions street (road, area), the _____ _____ _____ _____ _____ building unit, the number of households face _______m2 housing construction, covers an area of _______m2. Article 2 the main contract, according to both parties confirm: debt ____________________ people; Since the mortgage term sight on the _____ _____ _____ years in _____ _____ to months. Article 3 the real estate appraisal institution assessment, the real estate value of RMB ___________________________ (capital), __________ (lowercase). According to the contract, both parties confirm: party b creditor's rights (principal) : I am grateful to bid (capital), __________ (small), mortgage rates for __________. Article 4 the real estate ownership clear party a guarantee. If has the property dispute or of creditor's rights debt, by party a will be responsible for clearing up, shall bear civil litigation and responsibility, thus the economic loss caused to party b, party a is responsible for compensation. Article 5 party b guarantees to the Lord to fulfill its obligations under the contract, such as the economic losses resulting from delay by party b, party b shall bear the liability for compensation. Article 6 the real estate mortgage is now ___________________________ use by. Party a in the mortgage of the real estate ring the mortgage to assume maintenance, maintenance obligations and guarantee for real estate mortgage in good condition, and to accept the responsibility of party b examination and supervision. During the mortgage in improper use of any damage, party b shall have the right to demand recovery real estate to the original state or to provide party b the new real estate, mortgage recognition in can't meet the above conditions, and on the basis of party b has the right to demand that the debtor to repay the principal and interest in advance. Article 7 ring the mortgage, party a shall not presumptuously transfer business, lease, mortgage real estate shall not repeat mortgages without party written agree, the occurrence of the above behavior be null and void. Article 8 ring the mortgage, if party a separation, merger, happened by after the change under real estate mortgage shall be liable for or separate undertaking the obligations prescribed by the contract. Party a has been dissolved or bankruptcy, party b has to ask for an advance action of their mortgages the real estate. Article 9 ring the effective period of this agreement, without the agreement of party a, party b change the terms of the contract or extend the time limit for performance of the contract, party a to terminate this contract. Article 10 after the contract comes into force, any one party, party a and party b shall not unilaterally modify or remove contract, need to change or cancel the contract, shall be subject to agreement through consultation between both parties reach a written agreement, did not come to an agreement, the contract before the terms still effective. Article 11 in the execution of this contract in the event of a dispute, both parties should take measures to solve or to negotiate the arbitration agency to apply for mediation or arbitration, can't negotiate, or reach an arbitration intentions can be when a people's court. Article 12 in ring the mortgage, mortgage real estate is the transformation, party a shall have timely inform party b, and according to the specific circumstances, modificatory guaranty contract or the price to be paid to the real estate repay the principal and interest of party b, and common to the registration authority for the relevant registration. Article 13 the expiration of the mortgage, such as the principal and interest can't pay back the debt, and fails to reach the agreement with party b extension, according to legal proceres of real estate, mortgage debts of principal and interest. Deal with the proceeds to real estate mortgage debt principal and interest and bear the cost of treatment, party b has the right to be reimbursed; The price of the remaining debt after the principal and interest, party b should be returned to party a. Article 14 the issues unmentioned in the contract, according to real estate mortgage management regulations and national, provincial, municipal regulations concerned. Article 15 in this contract upon signature and seal of both parties, and the city real estate market management department registration, in order to be valid. Article 16 the contract is in three copies, one for each party holding a real estate market management department, file a . Article 17 the mutually agreed other matters: party a (signature) : party a (signature) : the legal representative: legal representative: appoint agents: attorney: to address: to address: the telephone number: the telephone number: contract signed contract location: time: years may
Ⅲ 怎麼用英語翻譯無抵押貸款，無抵押貸款用英語怎麼說
無抵押貸款 可譯為：unsecured loan、clean loan
例句：
這些貸款類工具可包括信用卡債務、無抵押貸款和公司貸款等。
The instruments could include some credit card debts, unsecured loans and lending to companies.
這可以使其更易於獲得無抵押貸款，應您的需要。
This can make it easier to get an unsecured loan should you need it.
《熱文》還報道了希臘私人銀行向自己青睞的客戶發放無抵押貸款的陰謀，這種做法曾受到希臘前總理喬治帕潘德里歐（george papandreou）的指控。
Hotdoc has also covered the machinations of private Greek banks accused by George Papandreou, the former premier, of issuing thalassodaneia unsecured loans to favoured clients.
他們發現在淄博無抵押貸款情況下，計程車司機有足夠的錢買他們的住宅，武漢的一名教授在兩所大學任教並擁有一套住宅。
They found a taxi driver in Zibo who had saved enough to buy his home without a mortgage, and a professor in Wuhan who owned a flat close to each of the two universities he taught at.
政府可以通過本文了解市場的需求，從而制定適當的政策；國內的商業銀行在開展個人無抵押貸款業務，制定風險控制措施時，也可以作為有益的參考。
The government could realize the market requirement and make suitable policy. The local commercial banks could take as reference when they launch personal unsecured loan procts and set up risk control measures.
隨著我國兌現入世承諾，向外資銀行開放人民幣業務，各種各樣的銀行金融產品出現在國內市場，個人無抵押貸款作為其中一員將逐漸被公眾了解。
With the entry of WTO, China opens RMB market to foreign banks. All kinds of bank procts are launched to domestic market. Personal unsecured loan ( PUL) will be known as one of them.
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Ⅳ 按揭貸款的英文怎麼說
按揭貸款
mortgage loan 英[ˈmɔ:ɡidʒ ləun] 美[ˈmɔrɡɪdʒ lon]
例句：
1、隨著失業率的提高和工資的下降，按揭貸款拖欠和違約的情況會出現激增。
As unemployment spreads and wages fall, mortgage arrears and defaults soar.
www.ftchinese.com
2、償還按揭貸款定期付款金額，既包括本金和利息。
To repay a mortgage with regular payments that cover both principal and interest.
squarefoot.com.hk
3、這是很難說你是低收入的按揭貸款，有風險，這是另一個問題。
It is hard to say you are low-income mortgage loans, there is risk, which is another issue.
danci.911cha.com
4、辦理了銀行按揭貸款手續；
Complete the procere of getting a mortgage loan from the bank?
bbs.chinadaily.com.cn
5、他們會為你解答有關交易手續及銀行按揭貸款的問題。
They will answer all the mortgage and legal questions you may have.
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Ⅳ 辦理貸款擔保和貸款抵押 英語怎麼說
英文原文：
Loan guarantee and mortgage
英式音標：
[ləʊn] [gær(ə)nˈtiː] [ənd; (ə)n; ænd] [ˈmɔːgɪdʒ]
美式音標：
[lon] [,ɡærənˈti] [ənd, ən,ænd] [ˈmɔrɡɪdʒ]
Ⅵ "按揭"是什麼意思
介紹
按揭是指按揭人將房產產權轉讓按揭，受益人做為還款保證按揭人在換清貸款後，受益人立即將所涉及的房屋產權轉讓按揭人，過程中按揭人享有使用權。
起源
「按揭」一詞是英文「Mortgage」的粵語音譯，最初起源於西方國家，本意屬於英美平衡法體系中的一種法律關系，後於十多年前從香港引入內地房地產市場，先由深圳建設銀行在當地試行，之後逐漸在內地流行起來，因為在房地產領域頻頻出現並正式運用於文本，其含義逐漸演化成了「抵押貸款」，目前在國內已經被正式稱為「個人購置商品房抵押貸款」。
劃分
香港回歸祖國前，香港對按揭的規定分為廣義和狹義兩種。
廣義的按揭是指任何形式的質押（質押是動產的抵押）和抵押；
狹義的按揭是指將房地產轉移到貸款人名下，等還清貸款後，再將房地產轉回到借款人（抵押人）名下。
抵押與按揭的區別
《城市房地產管理法》和《擔保法》所規定的抵押與香港的按揭有一定的區別，即這兩個法律對抵押的界定都以下轉移佔有為條件。
由於房屋價值量大，即使在人均收較高的國家或地區，購房者一次籌足購房的款項是有一定困難的。如果所有的購房者都要等到購房款齊備後再買房，少則要十多年，多則要數十年，而且在這漫長的等待時間里還要交付因租用房屋而承擔的費用。
近幾年來，由於金融機構的參與，銀行向購房者發放貸款，使購房者得以提前獲得住房。
對房地產開發公司來說，銀行向購房者發放貸款。使購房者提前買房，有利於房地產開發公司回憶資金的周轉，以獲得更多的利潤。
對銀行來說，如果直接向房地產開發公司發放貸款，開發公司用貸款來建造的房屋並不能很快地全部銷售出去，這勢必影響開發公司的還貸能力。如果直接向購房者發放貸款，購房者將所得的貸款全部用於購房，由於給予購房者的貸款額要低於房價，購房者自己還要投入一筆資金用以購買房屋，又由於購房者在獲取貸款時以購得的房屋作抵押，所以還貸的可靠性得到充分的保證。
這種抵押貸款，對於購房者、房地產開發公司和銀行都是有利的，而且促進了房地產市場的繁榮。因此，近幾年來比較流行。一些房地產開發公司便開始將這種抵押貸款稱為「按揭」，有的售房廣告標明「提供×成按揭」，即是銀行可以提供給購房者的貸款比例，如「六成」就是可以提供房價60%的貸款。銀行為了貸款的安全起見，一般最高只能提供房價70%的貸款。
按揭與抵押貸款不完全相同，對按揭較為貼切的解釋是向購房者提供的購房抵押貸款，其貸款的目的是為了購買房屋（主要是住宅），並不是所有的以房屋為抵押的貸款都可以稱作按揭。
Ⅶ 我想申請辦理住房抵押貸款，前天我剛付了首期。翻譯成英語
I want to apply for residential mortgage and I had paid the down payment the other day
Ⅷ 為什麼把個人住房抵押擔保貸款叫做「按揭」
按著你從你身上揭下一層皮來。
Ⅸ 住房抵押貸款的英文怎麼說
住房抵押貸款
home mortgage；housing mortgage loan；residential mortgage loan更多釋義>>
[網路短語]
住房抵押貸款 residential mortgage loan;housing mortgage loan;mortgage loan
住房抵押貸款證券 mortgage-backed securities;Non-Agency MBS;Mortgag-BackedSecu-rity
住房抵押貸款債券 housing mortgage loan bond
Ⅹ 抵押貸款的英文，抵押貸款的翻譯，怎麼用英語翻譯抵押
一、mortgage是什麼意思：
n. 抵押
v. 抵押
二、loan
英 [ləʊn] 美 [loʊn]
n.貸款;借款;借用
vt.借，借給
vi.借出
抵押貸款：mortgage loan
[經]loan against collateral; loan on collateral security; loan on mortgage; loan on security
1、有數千客戶拖欠其貸款和抵押貸款還款。
Thousands of its customers are in arrears with loans and mortgage payments
《柯林斯高階英漢雙解學習詞典》
2、他們找到一處房子，談妥價格，通過住房互助協會辦理了抵押貸款。
They find a house, agree a price, and take out a mortgage through their building society.
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