大學生網上貸款的利弊英語作文

A. online loan英語作文

寫作思路：圍繞「online loan」借貸的中心思想，結合自身感受得描述，正文：

Ever since colleges started to charge the students for the ecation they receive, there has always been a problem for some students, especially for those from remote rural regions.

to get the money for it.

自從大學開始對學生接受的教育收費以來，一些學生，尤其是來自偏遠農村地區的學生，一直難以獲得這筆錢。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his ecation in this way is increasing.

因此，政府向他們提供了向銀行借錢的選擇。調查顯示，以這種方式資助他教育的學生人數正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract.

The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些學生，雖然不多，沒有按照他們在合同中承諾的那樣償還貸款。銀行很難處理這個問題。政府也無法有效幫助銀行。

I think there is more than one reason for this. Dishonesty may be one but not the major one.

As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我覺得這個原因不止一個。不誠實可能是原因之一，但不是主要原因。眾所周知，我們正在經歷一個經濟發展的特殊階段，在這個階段，人力資源的供應遠遠大於需求。

So many students are not able to find a well-paid job. How can they pay the loans back?

To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多學生找不到高薪工作。他們怎麼還貸款？要解決這個問題，我認為政府應該努力讓整個經濟平穩發展，創造更多的就業機會。

online loan翻譯是：網上貸款。

網上貸款其實並不難理解，一切認證、記賬、清算和交割等流程均通過網路完成，借貸雙方足不出戶即可實現借貸目的，而且一般額度都不高，無抵押，純屬信用借貸。

網上貸款分為b2c模式和c2c（p2p）模式。

B. 大學生償還貸款主題英文作文

國家助學貸款是針對普通高等學校中經濟確實困難的全日制本、專科學生的助學貸款。自1999年實施以來，在緩解貧困大學生的就學資金壓力方面起到了一定的積極作用，但目前由於國家助學貸款制度仍存在政策設計方面的缺陷，貸款的實際覆蓋率還很低，而且出現了高違約率現象，嚴重影響到助學貸款的順利運行。本文首先從高校貧困生申貸困難、借款學生還息還貸率低、銀行收貸困難三個方面詳細闡述了我國大學生助學貸款的主要困境。然後從社會信用體系尚未建立、信用貸款法律制度尚不完備、貸款學生誠信度低、銀行發展助學貸款業務不積極四個方面論述了我國大學生助學貸款存在困境的原因。最後從建立國家助學貸款風險補償制度、加強誠信教育和建立個人信用體系、完善相關的規章制度和法律法規三個方面論述了走出高校助學貸款困境的途徑。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

C. 網購的利弊英語作文帶翻譯怎麼寫

寫作思路：寫出網購的優點和缺點，對於優點和缺點，分開舉例說明。
正文：
With the development of the Internet and the popularization of computers,shopping on the Internet has become a commonplace in our life.
譯文：隨著互聯網的發展和計算機的普及，網上購物已經成為我們生活中的一個普遍的問題。
Here consumers can buy almost everything they need.
譯文：在這里，消費者可以買到他們所需要的一切。
Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience.
譯文：網上購物有很多好處，其中最重要的也許是它的方便。
People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like.
譯文：人們不必浪費大量的精力和寶貴的時間去從一個商店到另一個選擇他們喜歡的商品。
This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person.
譯文：這對於那些不能親自去商店的老人、病人和忙碌的人來說尤其可取。
The goods come in all shapes, sizes and colors on the Internet.
譯文：這些貨物在網上的各種形狀,大小和顏色都有。
All they need to do is to sit in front of their computers and click the mouses.
譯文：所有他們需要做的是坐在電腦前點擊滑鼠。
The commodities they order will be delivered to them promptly.
譯文：他們所訂購的商品將及時送到他們的。
However, shopping on the Internet also has its disadvantages.
譯文：然而，在互聯網上購物也有其缺點。
The first disadvantage is that the consumers can't see the goods or try them on personally.
譯文：第一個缺點是消費者看不到商品或者親自試用。
Sometimes, the real goods may not be the same as what they have seen on the computer.
譯文：有時候，真正的商品可能不一樣，因為他們在電腦上看到的。
The second disadvantage is that some shops on the Internet are not registered.
譯文：其次是一些商店在網上沒有注冊。
They will never deliver anything to you after they get the money from you.
譯文：在他們從你得到的錢之後,他們永遠不會給你提供任何東西。
Once cheated, you will find that you have nowhere to go to complain.
譯文：一旦被欺騙，你會發現你無處可去抱怨。

D. 網貸的利與弊英語作文

Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.

E. 求一篇關於學生校園貸款的英語作文，六級考試能用的

晚的英語太厲害了吧，都過六級了。

F. 我對小額貸款公司提供的校園貸款的看法英語作文

小額貸款提供的銷售貸款我認為是不對的，因為學生都沒有經濟償還的能力。

G. 關於校園網貸利弊的英文作文（不用太難，不用太長，簡單一點的，要有中文翻譯）

寫作思路：通過校園網貸對於學生的作用來描寫，結合學生這一特殊群體，沒有收入，攀比心強，自製力差，寫出校園網貸的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大學生正值年少、好奇心強、希望能緊跟潮流，時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂，動輒幾千，有的甚至上萬。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在記者的調查中，大部分學生的月生活費在幾百到一千元之間，而這些生活費的來源主要是父母提供，通過兼職獲得穩定收入的並不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中，使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等，其中電子產品佔了相當大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，當學生囊中羞澀時，校園網貸確實能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建築工程學院土木工程學院大四學生小任說：我們現在還沒有穩定的收入，面對價格高昂的電子產品往往『有心無力』，校園網貸可以使我們更早享受那些心儀已久的產品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我認為只要大學生能夠合理安排額度，在承受范圍內是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，與傳統銀行卡一樣，電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日，若在還款日前，未還清當前應還金額，會產生相應的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄，只是會多還點利息，如果超出了1個月，信用記錄上就會留下「污點」。

H. 網路的利弊英語作文80帶翻譯是什麼

作文如下：

Nowadays，there is a widespread debate about the influence of the Internet upon peopleslife.Undoubtedly，there are both advantages and disadvantages in the Internet.

如今，關於互聯網對人們生活的影響有著廣泛的爭論。毫無疑問，互聯網既有優點也有缺點。

Generally speaking，it is widely believed there are two major positive aspects of the Internet asfollows.Firstly，the Internet has provided us with easy access to the necessary information andmaterials we want for living，learning and entertament.

一般來說，人們普遍認為互聯網有以下兩個主要的積極方面。首先，互聯網為我們提供了生活、學習和創業所需的信息和材料。

And secondly，the Internet haspromoted greatly the efficiency of our daily affairs such as shopping and communicating，saving us a lot of time，energy and money.

其次，互聯網極大地提高了我們日常事務的效率，比如購物和交流，節省了我們大量的時間、精力和金錢。

I. 求一篇大學生使用信用卡利弊的英語作文

以下主要從信用卡使用後的影響上面來談論利與弊，要點包括了過度消費危害和信用卡折扣等，具體如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易讓人過度消費，一旦錢變成了數字，我們花的時候，往往比花鈔票更大方。控制不好，會造成入不敷出；如果沒有按時還款，會產生高額的利息，還會影響你的信用記錄。會增加經濟負擔和以後個人貸款的不便。

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不夠次數會產生年費，信用卡提現是要收手續費的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消費，可以享受到合作商戶給的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取現是有一定額度的，比如交行是你開通額度的50%。有密碼一般不會有危險，即便丟失被破解密碼，損失也在一定的范圍內。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暫時緩解經濟困難，對於一些短時經濟有困難的人，無異於雪中送炭，畢竟不用放下面子，向別人借錢；良好的信用記錄，對以後申請貸款有一定的便利，有可能會獲得更高額度的貸款。

J. 網購的利弊英語作文帶翻譯是什麼

寫作思路：寫出網購的優點和缺點，對於優點和缺點，分開舉例說明。

正文：

With the development of the Internet and the popularization of computers,shopping on the Internet has become a commonplace in our life.

譯文：隨著互聯網的發展和計算機的普及，網上購物已經成為我們生活中的一個普遍的問題。

Here consumers can buy almost everything they need.

譯文：在這里，消費者可以買到他們所需要的一切。

Shopping on the Internet has a lot of advantages, of which the most important is perhaps its convenience.

譯文：網上購物有很多好處，其中最重要的也許是它的方便。

People don't have to waste a lot of their energy and precious time to go from one shop to another to choose the commodities they like.

譯文：人們不必浪費大量的精力和寶貴的時間去從一個商店到另一個選擇他們喜歡的商品。

This is especially desirable to the old, the sick and the busy people who cannot go to the shops in person.

譯文：這對於那些不能親自去商店的老人、病人和忙碌的人來說尤其可取。

The goods come in all shapes, sizes and colors on the Internet.

譯文：這些貨物在網上的各種形狀,大小和顏色都有。

All they need to do is to sit in front of their computers and click the mouses.

譯文：所有他們需要做的是坐在電腦前點擊滑鼠。

The commodities they order will be delivered to them promptly.

譯文：他們所訂購的商品將及時送到他們的。

However, shopping on the Internet also has its disadvantages.

譯文：然而，在互聯網上購物也有其缺點。

The first disadvantage is that the consumers can't see the goods or try themon personally.

譯文：第一個缺點是消費者看不到商品或者親自試用。

Sometimes, the real goods may not be the same as what they have seen on thecomputer.

譯文：有時候，真正的商品可能不一樣，因為他們在電腦上看到的。

The second disadvantage is that some shops on the Internet are not registered.

譯文：其次是一些商店在網上沒有注冊。

They will never deliver anything to you after they get the money from you.

譯文：在他們從你得到的錢之後,他們永遠不會給你提供任何東西。

Once cheated, you will find that you have nowhere to go to complain.

譯文：一旦被欺騙，你會發現你無處可去抱怨。