㈠ 找一篇關於大學生不還助學貸款的英語作文
不知道好不好,自己看羅。。
國家助學貸款是針對普通高等學校中經濟確實困難的全日制本、專科學生的助學貸款。自1999年實施以來,在緩解貧困大學生的就學資金壓力方面起到了一定的積極作用,但目前由於國家助學貸款制度仍存在政策設計方面的缺陷,貸款的實際覆蓋率還很低,而且出現了高違約率現象,嚴重影響到助學貸款的順利運行。本文首先從高校貧困生申貸困難、借款學生還息還貸率低、銀行收貸困難三個方面詳細闡述了我國大學生助學貸款的主要困境。然後從社會信用體系尚未建立、信用貸款法律制度尚不完備、貸款學生誠信度低、銀行發展助學貸款業務不積極四個方面論述了我國大學生助學貸款存在困境的原因。最後從建立國家助學貸款風險補償制度、加強誠信教育和建立個人信用體系、完善相關的規章制度和法律法規三個方面論述了走出高校助學貸款困境的途徑。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.
㈡ 求一篇寫大學生的經濟來源構成的英語作文 120字
Income Sources of College Students
According to the investigation of the income sources of students, the income of American and Chinese students comes from parents, part-time job and scholarship. However, the percentage of each income is quite different: fifty percent of the American students income comes from their parents, fifteen percent comes from the scholarships granted by colleges and universities and the rest comes from part-time jobs; ninety percent of Chinese students' income comes from their parents.
In my opinion, the main reasons for the difference is that American students are taught to be independent when they are very young, while Chinese students are taken such good care of that it is very difficult for them to live on their own. What's more, Chinese students have fewer opportunities to find part-time jobs.
Nowadays more and more Chinese students are seeking part-time jobs. For one thing, some students come from poor areas and their parents can't afford the high cost of ecation. For another, they're eager to acquire some social skills and earn some money which will help them do more in school and live independently. As far as American students are concerned, I think the sources of American students' income will remain the same.
㈢ 求一篇關於學生校園貸款的英語作文,六級考試能用的
晚的英語太厲害了吧,都過六級了。
㈣ 經典120字的英語作文15篇
如下:
In winter, I saw a film called "frozen", about two girls named Elsa and Anna.
在冬天,我看了一部電影,名為《冰凍》,講述的是兩個叫艾爾莎和安娜的女孩。
They were very close in children. One day Elsa accidentally hurt Anna with her strength. Then Elsa began to intimidate her power and not compromise with anyone, including Anna.
她們在《孩子》中非常親密,有一天艾爾莎不小心用她的力量傷害了安娜。然後艾爾莎開始恐嚇她的力量,不向任何人妥協,包括安娜。
So far, I have learned two things in this film. First love is very important for everyone, because love can make us strong.
到此為止,在這部電影中我學到了兩件事。初戀對每個人來說都很重要,因為愛可以讓我們變得堅強。
Second, self-confidence can make everything come true. I think you will lose without any confidant, just as Anna let her confidant finally find Elsa.
第二自信可以讓一切都成為現實,我認為沒有任何知己你會失去,就像安娜她讓她的知己最終找到艾爾莎一樣。
㈤ 關於校園網貸利弊的英文作文(不用太難,不用太長,簡單一點的,要有中文翻譯)
寫作思路:通過校園網貸對於學生的作用來描寫,結合學生這一特殊群體,沒有收入,攀比心強,自製力差,寫出校園網貸的危害。
正文:
College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.
大學生正值年少、好奇心強、希望能緊跟潮流,時尚的電子產品就受到了他們的青睞。但是電子產品往往價格高昂,動輒幾千,有的甚至上萬。
In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.
在記者的調查中,大部分學生的月生活費在幾百到一千元之間,而這些生活費的來源主要是父母提供,通過兼職獲得穩定收入的並不多。
The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.
消費能力和消費慾望的矛盾使得分期成為他們購買電子產品的一個重要途徑。在受訪學生中,使用分期付款購買的物品依次為電子產品、 娛樂消費、日用百貨等,其中電子產品佔了相當大的比例。
On the one hand, when students are short of money, the campus network loan can really solve the urgent need.
一方面,當學生囊中羞澀時,校園網貸確實能解燃眉之急。
Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.
河北建築工程學院土木工程學院大四學生小任說:我們現在還沒有穩定的收入,面對價格高昂的電子產品往往『有心無力』,校園網貸可以使我們更早享受那些心儀已久的產品。
I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.
我認為只要大學生能夠合理安排額度,在承受范圍內是完全可以充分利用的。
In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.
另外,與傳統銀行卡一樣,電商平台提供的信貸業務每個月也有固定的還款日。如螞蟻花唄業務設定每月的10日為還款日,若在還款日前,未還清當前應還金額,會產生相應的逾期利息。
If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".
如果沒有超出還款期限1個月之內能夠把款還上的話則不會影響信用記錄,只是會多還點利息,如果超出了1個月,信用記錄上就會留下「污點」。
㈥ 英語作文有關貸款的,謝謝!
今天FIONA帶我們去了她朋友家的農場,農場非常大,感覺上有點像寬闊的蒙古草原。
Today FIONA took us to her friend's farm, farm is so big, a bit like the broad grasslands of Mongolia feel.
農場主教我們怎樣擠牛奶,我知道了擠牛奶的時候是,手指不能上下移動,手向上的時候,手指應捏住奶頭,這樣奶才會出來。我照著農場主的示範做了,白花花的牛奶從奶頭中噴射出來,濺得我滿臉。
Farm bishop we how to milk a cow, I know the milking time, fingers can not move up and down, hands up, fingers pinch the nipple, so that milk will come out. I follow the farmers do the demonstration, shining white milk is ejected from the nipple, I face a splash.
隨後同行的REX也開始學著擠,誰知好玩的事情發生了,他剛一伸手,奶牛竟開始撒尿了,搞得大家笑作一團,可以用人仰馬翻來形容我們當時的情景。
Then the counterparts of REX also began to learn to squeeze, who knows the funny thing happened, he just put out a hand, the cow began to urinate, make you laugh, can be used to describe the scene at that time we utterly routed.
在農場里我用奶瓶喂小奶牛BB,它把奶瓶扯來扯去,特別調皮。
On the farm I bottle fed small cow BB, it put the bottle to pull, very naughty.
農場里所有的家禽都有,牛、羊、雞、鴨、豬。。。。。。,我還抱了小兔子,在我懷里軟軟的一團,毛發很光滑。
All the farm poultry, cattle, sheep, chicken, ck, pig...... Also, I hold the little rabbit, in my arms a blob, hair very smooth.
今天參觀農場,讓我領略了澳大利亞的原生態美景
Today to visit the farm, I appreciate the natural beauty of Australia
㈦ 寫一篇關於大學生在校開網店的英語作文,120到200之間,很急。。。謝謝
Recently, it is frequently reported that a student can earn 60,000 a month by running an online shop. His business idea has inspired many students to set up their own online shops. Some people hold that doing that, students can gain not only some money to rece financial burden for their family but also the precious experience of setting up a business. Most important of all, the competition in the job market is very fierce currently. If students cannot find a satisfactory job after graation, an online shop can help them earn their living. While others hold that the ty of a student is to study. Running an online shop will definitely distract students from their primary tasks. It equals to putting the cart before the horse. From my perspective, I am in favor of the former opinion. I agree that in college acquiring knowledge is of critical importance. However, acquiring practical skills and the ability to survive is even more important. In a word, as long as a student can balance the two sides well, running a business in the school years should not be discouraged.
最近,經常有報道說一個學生可以在網上購物,每月賺60000。他的商業理念啟發了許多學生建立自己的網上商店。有些人認為這樣做,學生不僅可以獲得一些錢,以減輕他們的家庭經濟負擔,而且也有建立業務的寶貴經驗。最重要的是,在就業市場的競爭是非常激烈的,目前。如果學生畢業後找不到滿意的工作,一家網上商店可以幫助他們謀生。而其他人認為,學生的責任是學習。運行一個在線商店一定會使學生從他們的主要任務中分散注意力。從我的角度看,我贊成前一種觀點。我同意在大學獲取知識是至關重要的。然而,獲得實用技能和生存能力更為重要。一句話,只要一個學生能平衡雙方的好,在學校里經營一個企業不應該氣餒。
㈧ 求一篇大學生使用信用卡利弊的英語作文
以下主要從信用卡使用後的影響上面來談論利與弊,要點包括了過度消費危害和信用卡折扣等,具體如下:
Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.
信用卡使用弊端:容易讓人過度消費,一旦錢變成了數字,我們花的時候,往往比花鈔票更大方。控制不好,會造成入不敷出;如果沒有按時還款,會產生高額的利息,還會影響你的信用記錄。會增加經濟負擔和以後個人貸款的不便。
If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.
信用卡如果每年刷不夠次數會產生年費,信用卡提現是要收手續費的。
Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.
信用卡好的地方:用信用卡消費,可以享受到合作商戶給的折扣,比如招行推出的星巴克等美食折扣等;信用卡更安全,一般信用卡取現是有一定額度的,比如交行是你開通額度的50%。有密碼一般不會有危險,即便丟失被破解密碼,損失也在一定的范圍內。
Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.
信用卡可以暫時緩解經濟困難,對於一些短時經濟有困難的人,無異於雪中送炭,畢竟不用放下面子,向別人借錢;良好的信用記錄,對以後申請貸款有一定的便利,有可能會獲得更高額度的貸款。
㈨ 寫一篇有關貸款的英語作文 ,寫明申請原因,數額1000,用途以及如何打算還款。急求,拜託了!
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一個助學貸款申請信。
它可能關注的人,
我給你寫信申請學生貸款。作為一個來自英語系一年級的學生,我在繼續深造的財政困難。現在特申請1000元的貸款!
我的家庭有五個成員。我的父親是整個家庭的支柱,我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現在在高中學習。我在暑假裡拿了一些兼職工作,但我的收入是遠遠不夠我的學費。為了繼續我的學習,我要申請學生貸款。
如果我的申請被批准,我會好好利用這筆錢,把我的心研究。我一定會償還貸款的時間根據還款條款。我希望你能考慮我的申請。期待你的回復。
你的真誠,
XXX