大学生网上贷款利弊英语作文

『壹』 求一篇关于学生校园贷款的英语作文，六级考试能用的

晚的英语太厉害了吧，都过六级了。

『贰』 大学生贷款应不应该被禁止的英语作文

今天，小红打扮的非常漂亮。头上扎着粉红色的蝴蝶结，颈脖子上系着鲜艳的红领巾，身上穿着一条粉色的连衣裙，在路上走着。
突然，小红发现有地上许多大米，就像一颗颗洁白无瑕的珍珠。小红顺着洒落在地上的米粒往前一看，发现前面有一个小男孩背着的大米袋子破了一个洞，大米就是从这个洞里悄悄地溜出来的。
于是，她赶紧追上去喊住了小男孩，对他说：“哥哥，你的米袋破了。”小男孩连忙放下米袋一看，呀！米袋什么时候破的呀？看着破了大洞的米袋和洒落在地上的大米，小男孩急的就像热锅上的蚂蚁。这可怎么办？小红突然眼睛一亮，想起了扎在自己头上的蝴蝶结，她赶紧解下来，把蝴蝶结扎在米袋上说：“哥哥，这个蝴蝶结送给你了。”小男孩感动地说：“小妹妹，谢谢你！”小红不好意思地说：“不用谢，这是我应该做的。”
望着哥哥米袋上飘着粉红色的蝴蝶结，小红开心的笑了！

『叁』 我对小额贷款公司提供的校园贷款的看法英语作文

小额贷款提供的销售贷款我认为是不对的，因为学生都没有经济偿还的能力。

『肆』 大学生贷款有什么好处和坏处么

大学生没有固定收入，不要轻易尝试贷款，家庭有困难的，可以适当贷款，但是须有家庭的支持，帮助还款。不考虑还款就盲目贷款，会严重影响个人信誉，对以后的生活产生难以消除的影响，比如房贷、车贷等。

『伍』 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

『陆』 求一篇大学生使用信用卡利弊的英语作文

以下主要从信用卡使用后的影响上面来谈论利与弊，要点包括了过度消费危害和信用卡折扣等，具体如下：

Disadvantages of credit card use: it is easy for people to overspend. Once the money becomes digital, when we spend it, it is often more generous than spending money. Poor control will cause you to make ends meet; if you don't make repayments on time, high interest will be generated and your credit history will also be affected. Will increase the financial burden and the inconvenience of future personal loans.

信用卡使用弊端：容易让人过度消费，一旦钱变成了数字，我们花的时候，往往比花钞票更大方。控制不好，会造成入不敷出；如果没有按时还款，会产生高额的利息，还会影响你的信用记录。会增加经济负担和以后个人贷款的不便。

If a credit card is not swiped enough times every year, an annual fee will be incurred, and credit card withdrawals will be charged a handling fee.

信用卡如果每年刷不够次数会产生年费，信用卡提现是要收手续费的。

Credit card is good: when you use a credit card, you can enjoy discounts from partner merchants, such as Starbucks and other food discounts launched by China Merchants Bank; credit cards are safer, and general credit card withdrawals have a certain limit, such as Bank of Communications is 50% of your opening limit . There is no danger of having a password. Even if the password is lost, the loss is within a certain range.

信用卡好的地方：用信用卡消费，可以享受到合作商户给的折扣，比如招行推出的星巴克等美食折扣等；信用卡更安全，一般信用卡取现是有一定额度的，比如交行是你开通额度的50%。有密码一般不会有危险，即便丢失被破解密码，损失也在一定的范围内。

Credit cards can temporarily alleviate economic difficulties. For some people who have short-term financial difficulties, it is tantamount to sending charcoal in the snow. After all, there is no need to put down money and borrow money from others; a good credit history has certain convenience for applying for loans in the future. Get a higher loan amount.

信用卡可以暂时缓解经济困难，对于一些短时经济有困难的人，无异于雪中送炭，毕竟不用放下面子，向别人借钱；良好的信用记录，对以后申请贷款有一定的便利，有可能会获得更高额度的贷款。

『柒』 大学生网贷的利弊有哪些

建议在校大学生还是不要贷款，因为没有还款能力，往往贷款以后，自己还不上，影响本人的征信，这个对于以后的按揭买房和按揭买车或者是贷款，都有很大的影响。
而且网贷的骗子也比较多，大多都是骗取本人的个人信息，来进行网络诈骗。

『捌』 大学生应不应该禁止贷款的英语作文

说起家乡沙县，不仅山清水秀、风景秀丽，使人流连忘返，而且有两样东西更是声名远扬，一样是特色的沙县小吃，另一样就是独具风味的沙县板鸭了。我最喜欢的就是板鸭了，可好吃了。

家乡的板鸭一般都是用家养的鸭子加工制作的。首先，把鸭子宰杀后去毛，开膛破肚取出内脏后，把鸭子用清水洗干净，然后把鸭子内外都撒上食盐，腌一个晚上，喜欢吃辣的还可以撒上些辣椒粉，第二天再用竹签把食盐腌过的鸭子展开固定，在鸭脖子上系上绳子挂起来，放到太阳下晒，一般要晒上个把月，直到把鸭肉内的水分基本晒干，板鸭就算做好了。

每次我回老家的时候，都能吃到我最喜欢的板鸭。板鸭既可与大蒜等混合着炒来吃，也可以放到锅里蒸熟了直接吃。吃在嘴里，感到鸭肉硬而结实，咸中带辣，越嚼越有味。

我爱家乡，也爱家乡的板鸭。朋友们，如果有机会到我家乡沙县来，千万别忘了去品尝沙县板鸭

『玖』 网贷的利与弊英语作文

Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.