1. 誰會寫貸款申請的英語作文，寫一篇給我，謝謝你！拜託各位大神
Dear Sir/Madame, I am a sophomore in Beijing University, majoring in computer science. I am writing to apply for a financial aid for my study in college. I would like to explain more about my situation here. Since I registered here, the expenses have been exerting a negative impact on my study. My mother has suddenly fallen ill and is expecting a major operation. It is beyond my parents ability to finance me through my remaining ecation and the income I make from my part-time jobs is far from sufficient to finance my own tuition fees. Hence, it is essential for me to get a loan of no less than 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic year. From the part-time job opportunities offered by programs in my school, I will be able to earn more than enough to cover my daily expenses. I have a very good credit record. In addition, lenovo, a computer company, has shown great interests in a software that I designed and promised me a 5000 Yuan monthly salary to start with if I decide to pursue my career there after graation. So, I can definitely guarantee a repayment of my loan in the coming three years. I would be greatly obliged if my application is granted. Many thanks. Yours sincerely, Li Ming
2. 求一篇關於學生校園貸款的英語作文，六級考試能用的
晚的英語太厲害了吧，都過六級了。
3. 關於貸款的英文作文
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
4. 經融危機的英文作文
The threat of impending financial disaster concentrates political minds wonderfully. On Thursday a group of Congressional leaders heard Hank Paulson, the Treasury secretary, and Ben Bernanke, the Federal Reserve chairman, paint a dire economic scenario if they did not approve a more sweeping remedy for the financial crisis. Student and car loans, not just mortgages, would all be harder to get. The economy would sink into a severe recession.
迫在眉睫的金融災難引起了相當多的政治關注。上周四，一群國會領袖聽了財長保爾森和美聯儲主席伯南克所描述的，當國會不通過這項全面拯救金融危機的方案，經濟上將會出現的可怕場面。那時，不僅僅是抵押貸款，甚至連助學貸款和買車貸款可能都很難獲得。經濟將陷入嚴重的衰退。
For this reason, ad hoc responses will still be critical, such last week』s federal guarantees for money-market funds, Fed loans to banks to purchase asset-backed commercial paper and, on Sunday, approval of the remaining two big independent investment banks, Morgan Stanley and Goldman Sachs, to become Fed-regulated bank holding companies whose investment bank units can now borrow from the Fed on the same terms as other banks.
基於這樣的原因，特別的拯救措施仍然非常關鍵，上周對貨幣市場的聯邦擔保，通過美聯儲購買資產抵押的商業票據對銀行的貸款，以及在周日允許剩下的兩家大型投行——摩根斯坦利和高盛變為美聯儲監管銀行控股公司，使其投行部分現在也可以向其它銀行一樣向美聯儲借錢。
It could be some time before the Treasury is able to purchase mortgages en masse, and longer still before that starts to affect the broader financial system and economy. In the meantime, the crisis could claim other victims.
財政部完成購買所有的抵押貸款可能還需一段時間，而此舉對整個金融系統和經濟發揮作用則更需時日。其間，金融危機的危害可能會波及更多的機構。
有用的單詞和句子：
The financial crisis金融危機
A break in the clouds黑雲裂日，曙光顯現
But questions abound over a $700 billion rescue plan for Wall Street
有關7000億美元華爾街拯救計劃的問題仍然不少。
Mr Paulson』s plan is stunning in its brevity (two-and-a-half pages) and audacity.
保爾森計劃的簡潔（只有兩頁半紙）和大膽令人驚訝不已。
What Caused The Financial Crisis?
I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn』t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!
and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn』t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble.
The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.
Lasting more than one years, the American housing market crisis graally extended to the whole financial system to be a financial crisis all over the world, in which progress every conuntry is included.
Being customed by market economy, most western countries are not convenient to rely on the government input to survive this crisis, but they have no other alternatives.
Basicly, there are at least two things for governments to do in this crisis. First, enough fund should be prepared to ganrantee the stablity of the whole financial system. Maintaining the steady of the financial system is becoming one of the most important things in today's economic system because a healthy fiancial system is the basic of healthy financing and investment. It is difficult for the growth of the substantial economy with the lack of the financing support.
Second, there must be some changes in the whole financial system which should be organised by governments. If the traditional investment method is proved to be inefficient in current economic situation, the old financial system would require some improvement. For example, when the investment banks bankrupted in the financial crisis, the American government gave this organisation up soon to protect the investors as well as other financial institutions.
Moreover, many other measures thould be taken by governments including maintaining the stability for the commercial market and the normal life of residents referring to low unemployment.
5. 寫一篇有關貸款的英語作文 ，寫明申請原因，數額1000，用途以及如何打算還款。急求，拜託了！
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一個助學貸款申請信。
它可能關注的人，
我給你寫信申請學生貸款。作為一個來自英語系一年級的學生，我在繼續深造的財政困難。現在特申請1000元的貸款！
我的家庭有五個成員。我的父親是整個家庭的支柱，我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現在在高中學習。我在暑假裡拿了一些兼職工作，但我的收入是遠遠不夠我的學費。為了繼續我的學習，我要申請學生貸款。
如果我的申請被批准，我會好好利用這筆錢，把我的心研究。我一定會償還貸款的時間根據還款條款。我希望你能考慮我的申請。期待你的回復。
你的真誠，
XXX
6. 寫一篇關於買車的英語作文
The lighter drive 更輕便的駕駛理念 Electric cars made from carbon fibre will be safer and go farther 電瓶汽車+碳纖維材料=安全，耐用 They look safe in thereMARK WEBBER has a lot to thank tiny strands of carbon for. When his Formula 1 car cartwheeled in a spectacular 306kph (190mph) crash at the recent Valencia Grand Prix, what helped him to escape unscathed was the immensely strong carbon-fibre 「tub」 that racing drivers now sit in. Carbon fibre is an expensive alternative to making things in steel or aluminium, but besides being extremely strong it is also very light. It is found in high-performance parts, like aircraft wings, bits of supercars and the frames of pricey mountain bikes. But if work by Germany』s BMW proves successful, it could also become the material of choice to mass-proce electric cars. 6月，F1瓦倫西亞大獎賽發生了驚人一幕：以每小時306公里（190英里）行駛在賽道上的馬克•韋伯發生了嚴重的翻車事故。奇跡的是，韋伯本人毫發無 傷。奧妙之處就在於當下流行於F1的——碳纖維底座。雖然與鐵，鋁相比，它的造價較高，但是抗壓及輕便性都遠遠好於鐵和鋁。目前，炭纖維材料還大多使用在 高精度領域，如飛機機翼，F1賽車，或是私人山地車等。不過這一傳統觀念可能會被寶馬公司打破，一旦試驗成功，那麼碳纖維就可以率先廣泛應用在電動汽車領 域。 The Bavarian carmaker plans to launch a new plug-in electric car in 2013. It will be one of the first designed from scratch to use an electric motor rather than being converted from an existing model. Recing the weight of this four-seater car, known as the Megacity concept, will be crucial to improving its performance and range. So BMW is planning to use no steel at all. The Megacity will be built as two moles: an aluminium chassis will contain the electric drive-system and battery, and a body made almost entirely of carbon fibre will be fitted onto it. 德國汽車製造商正計劃將在2013年推出一款電瓶可拆卸式環保車。這並不是從現有車型改裝而來，而是設計師卧薪嘗膽的一次全新嘗試。更輕便的4人坐駕，完 全符合現代城市環保理念，這款「無鐵」車型的設計，彰顯出了它的與眾不同與理念上的更新換代。但是這樣一個設想目前還處在起步階段，或許成功的那天，汽車 鋁制底盤上充電駕駛裝置與設備，及全身碳纖維的設計工藝，能夠更好的詮釋大城市的環保概念。 Carbon fibre is 30% lighter than aluminium and 50% lighter than steel. The fibres are extremely tear-resistant. When woven into a lattice structure and impregnated with resin they can proce a part that is stronger than steel. The trouble is the process is labour-intensive and slow, not least because components may have to be cured for hours under pressure in massive ovens called autoclaves. For carmakers, used to stamping out steel body-parts in a few seconds, this has ruled out carbon fibre for high-volume proction. BMW, however, aims to change that. 碳纖維比鋁輕便30%，是鐵的50%。同時，由於纖維具有極強的抗斷裂性，再融入樹脂形成晶體結構後，那麼它的強度就要超過鐵。但是這道工序屬於勞動密集 型，效率相對較低，以前車用鐵製品的切割僅需要幾秒鍾時間就能完成，而現在則需要在高壓爐內高溫鍛造幾個小時，因此，大量生產碳纖維的可能性不高。不過， 寶馬公司目前也正在試圖改變這一情況。 Its
7. 英語作文 買車好處和壞處 80詞左右 謝謝
As we know,more and more families own a car nowadays.It's true that a car has some advantages.It can takes us everywhere very fast.When we buy many things in a mall,we can put them in the car and needn't carry them with our hands.However，a car has some shortcomings as well.It uses petrol,and lets out harmful gases which pollute the air and lead out environment problems.What's more a car is very expensive,it costs us a lot of money.
For these reasons,I won't buy a car.As far as I'm considered ,we all should do something for our earth.So I enjoy taking a bus.
祝你進步。
8. 英語作文：對於買車的看法。有人反對。有人支持。提提自己的想法呢。為什麼
With the rapid development of economy,more and more families own their private cars.However different people have different ideas about buying cars.
Some people think private cars have been playing a vital role in people's daily activities. First, private cars are a convenient means of transportation. You can go wherever you like. Secondly, there is no doubt that private cars will have a great impact on the economic growth. The rapid car instry growth will contribute much to keeping the country's economy growing at a higher rate in the near futrue.So they think they should buy cars.
But every coin has two sides. Others thinks that development of the private cars will bring about a series of problems. For example, the polluted air given off by cars will do great harm to our health, too many private cars will lead to traffic jams and a great deal of energy will be wasted and so on.
As for me,we should take advantages of private cars and make them serve us better. Meantime we hope that satisfactory solutions to these negative problems will be found soon.
9. 給點關於中國汽車貸款發展的英文資料
China's central bank issues auto loans rules
The People's Bank of China, China's central bank, has issued draft rules on auto loans, a growing sector expected to give China's fast-accelerating car market a major boost.
The new regulations restrict the loan period to five years with maximum outlay of 80 per cent of the auto price, excluding taxes and insurance, the central bank said on its website.
Last month the China Banking Regulatory Commission gave the green light to General Motors Corp., Toyota Motor Corp. and Volkswagen AG to start offering car loans.
The three car giants are expected to set up auto-financing operations in China in about six months' time, the commission said.
Auto loans are forecast to increase by 80 billion yuan (US$9.6 billion) in 2003, up 71.6 billion yuan year-on-year from last year, according to a government report issued by the State Development and Reform Commission.
Over 100 billion yuan in loans were issued in 2002, according to state estimates, with China's big four banks -- China Construction Bank, Bank of China, Instrial and Commercial Bank of China and Agricultural Bank of China, controlling 90 per cent of the market.
The rules also provide regulatory guidelines for personal auto loans, distributor auto loans, group auto loans and risk management, the report said.
10. 在現代社會中,越來越多的人都會買車.英語作文
首先先要說明越來越多的人擁有了私家車。（必然趨勢）
First there r more and more families own a car or more.
解釋為什麼會有這樣的趨勢。
原因 1私家車比較方便 2國名生活條件的提高 3身份的象徵 等等。
Because it's more convenient to hang out when u have car. u can go anywhere u want and no need to worry about u will miss the train or bus and then wait for a long time.(因為當你擁有一輛車時，出遊更方便，不用擔心耽誤火車或者巴士，然後再花很多時間去等）
otherwise there are more and more people get rich now. The cars r not like before that only a few people can buy.And some people think get a car is a sign that u r one of the rich guys.(另外越來越多的人變的富有，車子也不想從前只有少部分人能買到，而且一些人認為有輛車是富有的標志）
然後敘述一下車子的弊端
弊端 1污染環境 2交通堵塞 3停車難
But as we all know the Car exhaust lead the problem of Global Warming.(但是眾所周知，汽車的廢氣導致了全球變暖）
And too manys cars in the road cause the Traffic jam. (而且太多車在路上造成交通堵塞）
another problem is we need more place to parking the cars. The cars Occupy more space with our public space.(還有一個問題是我們需要跟多地方停車，車子占據了我們更多公共空間）
接下來闡明你的觀點
1 支持私家車 2 不支持私家車 （在這里建議選擇第二個，因為在環保的大前提下，低碳生活最重要。）
And my opinion is cars bring us the convenient but it also bring the Environmental issues.In the long term i think we should contral the number of cars.(我的觀點是，汽車帶給我們方便的同時也帶來了環境問題，從長遠角度看我們要控制汽車數量）
最後點題
we cant stop that more and more families own a car but we need consider the problem that cause from cars.（我們無法阻止越來越多的家庭買車，但是我們至少要考慮下車子帶給我們的問題）